Zonal Credit Manager
20 hours ago
Green start HiringJob Title: Zonal Manager – Credit Affordable Home Loans(ticket size 5-25 lakhs)Department: CreditReporting To: National Manager – CreditLocation: ChennaiAge Group: Up to 40 yearsTeam Size: Must have led a team of at least 30 membersRole OverviewResponsible for managing the end-to-end credit function for the zone, ensuring strong underwriting, adherence to credit policies, operational efficiency, and portfolio quality. The role covers customers with documented and undocumented income profiles within the housing finance segment.General ResponsibilitiesLead the credit & underwriting function for the zone.Implement and enforce credit policies, processes & guidelines.Ensure full compliance with NHB norms, internal policies & TAT.Review & refine credit policies relevant to affordable housing & informal income segments.Principal AccountabilitiesStrategicBuild and manage the zonal credit structure with decentralized assessment & centralized decision-making.Maintain strong credit norms ensuring low delinquency and superior portfolio quality.TacticalOversee credit underwriting, risk assessment, fraud control & business support.Conduct portfolio analytics, risk reviews & MIS reporting.Improve workflows, credit processes, and system modules.Drive enhancements in product design & credit programs.Supervisory / OperationalManage high-volume credit operations across the zone.Lead a team of 40+ credit, operations & support staff.Maintain productivity, quality & TAT across branches.Oversee loan operations, disbursements, banking & collection support.Work closely with HO, Regional teams, Sales, Credit & Risk.Manage LMS updates, customer service workflows & documentation controls.Handle PDC/ECS/NACH/CKYC, EMI banking & daily/monthly reconciliations.Monitor fund flows, liquidity planning, and working capital availability.Drive operational excellence through automation & process re-engineering.Candidate ProfileEducationCA / CWA / MBA–Finance / PGDM–FinanceExperience15+ years in Credit, Underwriting, Credit Operations & Risk Assessment.Strong exposure to NBFC / Housing Finance / Affordable Housing.Must have 10–12+ years in NBFC handling small-ticket secured loans.Mandatory: Experience leading a team of 40 or more.SkillsStrong leadership, people management & decision-making skills.Experience across Sales support, Credit, Collections coordination, Operations & Customer Service.Strong in analytics, system implementation, automation & process improvements.Ability to drive digital initiatives and enhance internal efficiencies.
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Zonal Credit Manager
15 hours ago
Chennai, India Green Start Management Consultancy Full timeJob Description Green start Hiring Job Title: Zonal Manager Credit Affordable Home Loans(ticket size 5-25 lakhs) Department: Credit Reporting To: National Manager Credit Location:Chennai Age Group: Up to 40 years Team Size:Must have led a team of at least 30 members Role Overview Responsible for managing the end-to-end credit function for the zone, ensuring...
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Zonal Marketing Manager
1 week ago
Chennai, India Ather Energy Full timeJob Description You'll be our: Zonal Marketing Manager You'll be based at: Zonal Office (depending on the Zone): Chennai / Ahmedabad You'll be Aligned with: Zonal Marketing Head You'll be a member of:Marketing Team What you'll do at Ather: - Zonal Marketing & Business Planning: - Working closely with the zonal sales heads on monthly, quarterly and annual...
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Zonal Sales Head
2 weeks ago
Chennai, India Boosttech Full timeZonal Sales Head|B2B Industrial Products / Lubricants Zonal Offices East / West / North / SouthExperience: 12 to 17 Years | Leadership in B2B SalesIndustry Preference: Industrial Oils, Lubricants, Petrochemicals, FMCG, Pharma, Chemicals, Industrial ProductsAbout the RoleWe are seeking an experienced Sales Leader to drive regional/zonal B2B sales operations...
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Chief Manager
1 week ago
Chennai, India TVS Credit Services Full timeJob Description Key Responsibilities: - Develop and manage credit policies for Consumer Durable Loans across various products and geographies. - Design rule-based or scorecard-driven underwriting criteria in line with risk appetite and market trends. - Work closely with OEMs, retailers, and sales finance teams to align credit policies with business strategy....
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Zonal Business Manager
4 weeks ago
Chennai, India SAJRE EDUTECH PRIVATE LIMITED Full timeJob Title: Zonal Business Manager (ZBM) – SAJRE National Art Summit (SAJRE-NAS)Company: Sajre Edutech Private LimitedLocations: Delhi | Kolkata | Chennai | Mumbai | Dharwad (Karnataka)Job Type: Full-time | Field + Office CoordinationAbout Sajre Edutech Pvt. Ltd. SAJRE stands for Strategic Assessment Journey for Real Education.Sajre Edutech Pvt. Ltd....
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Zonal Business Manager
4 weeks ago
Chennai, India SAJRE EDUTECH PRIVATE LIMITED Full timeJob Title: Zonal Business Manager (ZBM) – SAJRE National Art Summit (SAJRE-NAS) Company: Sajre Edutech Private Limited Locations: Delhi | Kolkata | Chennai | Mumbai | Dharwad (Karnataka) Job Type: Full-time | Field + Office CoordinationAbout Sajre Edutech Pvt. Ltd.SAJRE stands for Strategic Assessment Journey for Real Education. Sajre Edutech Pvt. Ltd. is...
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Zonal Business Manager
4 weeks ago
Chennai, India SAJRE EDUTECH PRIVATE LIMITED Full timeJob Title: Zonal Business Manager (ZBM) – SAJRE National Art Summit (SAJRE-NAS) Company: Sajre Edutech Private Limited Locations: Delhi | Kolkata | Chennai | Mumbai | Dharwad (Karnataka) Job Type: Full-time | Field + Office CoordinationAbout Sajre Edutech Pvt. Ltd.SAJRE stands for Strategic Assessment Journey for Real Education. Sajre Edutech Pvt. Ltd. is...
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Zonal Business Manager
4 weeks ago
Chennai, India SAJRE EDUTECH PRIVATE LIMITED Full timeJob Title: Zonal Business Manager (ZBM) – SAJRE National Art Summit (SAJRE-NAS) Company: Sajre Edutech Private Limited Locations: Delhi | Kolkata | Chennai | Mumbai | Dharwad (Karnataka) Job Type: Full-time | Field + Office CoordinationAbout Sajre Edutech Pvt. Ltd.SAJRE stands for Strategic Assessment Journey for Real Education. Sajre Edutech Pvt. Ltd. is...
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Zonal Business Manager
4 weeks ago
Chennai, India SAJRE EDUTECH PRIVATE LIMITED Full timeJob Title: Zonal Business Manager (ZBM) – SAJRE National Art Summit (SAJRE-NAS) Company: Sajre Edutech Private Limited Locations: Delhi | Kolkata | Chennai | Mumbai | Dharwad (Karnataka) Job Type: Full-time | Field + Office Coordination About Sajre Edutech Pvt. Ltd. SAJRE stands for Strategic Assessment Journey for Real Education. Sajre Edutech Pvt. Ltd....
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Zonal Business Manager
4 weeks ago
Chennai, India SAJRE EDUTECH PRIVATE LIMITED Full timeJob Title: Zonal Business Manager (ZBM) – SAJRE National Art Summit (SAJRE-NAS)Company: Sajre Edutech Private LimitedLocations: Delhi | Kolkata | Chennai | Mumbai | Dharwad (Karnataka)Job Type: Full-time | Field + Office CoordinationAbout Sajre Edutech Pvt. Ltd.SAJRE stands for Strategic Assessment Journey for Real Education.Sajre Edutech Pvt. Ltd. is a...
