Senior Associate, Specialist, User Experience Journey, Consumer Banking

1 month ago


Mumbai, India DBS Bank Full time

Business Function



As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.

Job Purpose:

This role is responsible for managing complaints received at the nodal desk across various channels. This role aids in supporting delivery channels of DBS to consistently implement and maintain quality service standards, ensure customer satisfaction, retention of DBS clientele & relationships, and grow the DBS reputation to be the best service provider in the market.

Key Accountability

· Overall Complaint Management for all Banking and third-party products

o Escalated mailbox

o CPGRAM, INGRAM, CMS and other complaint portals

o Banking Ombudsman complaints

o Overall knowhow and ownership for complaint management for the bank

· Root Cause Analysis and bifurcating the complaints into 4 P’s – Process / People / Platform / Product and work with the Journeys team to help improve processes & journeys

· Operational management on Complaints / defects at the Nodal desk and other avenues

Ageing analysis and working towards efficiencies within the system for TAT adherence

Job Duties and Responsibilities

· Develop and execute sales strategies through outbound voice channel.

· Work on the root cause analysis of the complaints received at the Nodal office, BU Head and India & Group CEO’s Office.

· To liaise with various support units / product managers for Root cause analysis for all complaints received

· Adoption of continuous improvement approach for Overall Complaint handling journey through process and digital enhancements

· Work closely with Branches (retail and Treasures) and digiService team to resolve customer complaints to the satisfaction of the customer.

· Ownership of Quarterly Standing Committee (QSC) meetings and preparation work for Customer Service & Stakeholders Relationship Committee (CSSRC) meetings on a quarterly basis

· Working with the Internal Ombudsman (IO) of the bank on the cases that are being rejected by the bank. Liaising with the IO to bring about improvements to the ways of working

· Track the closure of complaints within timelines

· Ensuring all the reporting (internal / external) is taken care of, in an accurate and timely manner.

Lead and ensure all the Internal Audit findings are taken care of and Management actions adhered to and implemented within timelines

Preferred Qualification and Experience: Graduate/MBA/

Core Competencies:

· Customer Service and customer centric orientation

· Should possess product & process knowhow

· Problem solving and diagnostic skills

· Very good analytical abilities to grasp the key points from complicated details

· Adept at interpersonal skills and collaborative ways of working with other teams

· Being structured, detail-oriented, consistent, and organized

· Being meticulous, observant and part of solution-oriented mindset

· Team management

Experience and Competencies:

· Stakeholder management

· Escalation Management

· Reporting Tools & Documentation

· Presentation Skills

· Root cause analysis

· Inter-departmental coordination

· Teamwork and collaboration

· Systems knowhow (CRM, Excel, Word, Power point)



  • mumbai, India DBS Bank Full time

    Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to...


  • mumbai, India DBS Bank Full time

    Specialist, Business Legal, Consumer Banking-(WD55604) Legal, Compliance & Secretariat ensures that the bank's interests are protected by zealously guarding and enhancing its reputation and capital. We also work to maintain a good standing with all our regulators, customers, and business partners. Because we believe that at the heart of business banking is...


  • Mumbai, India DBS Bank Full time

    Specialist, Business Legal, Consumer Banking-(WD55604) Legal, Compliance & Secretariat ensures that the bank's interests are protected by zealously guarding and enhancing its reputation and capital. We also work to maintain a good standing with all our regulators, customers, and business partners. Because we believe that at the heart of business banking is...


  • Mumbai, India JPMorgan Chase & Co. Full time

    As a Fraud Risk Associate in the ICB (International Consumer Banking ) Fraud Risk team, you will have the responsibility for providing independent oversight and challenge over the 1st Line of Defence activities related to fraud risk management. You will use data analysis to conduct deep dives into the latest fraud trends, high value cases, analyse and...


  • mumbai, India JPMorgan Chase & Co. Full time

    As a Fraud Risk Associate in the ICB (International Consumer Banking ) Fraud Risk team, you will have the responsibility for providing independent oversight and challenge over the 1st Line of Defence activities related to fraud risk management. You will use data analysis to conduct deep dives into the latest fraud trends, high value cases, analyse and...


  • Mumbai, Maharashtra, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As a Fraud Risk Associate in the ICB (International Consumer Banking ) Fraud Risk team, you will have the responsibility for providing independent oversight and challenge over the 1st Line of Defence activities related to fraud risk management. You will use data analysis to conduct deep dives into the latest fraud trends, high value...


  • mumbai, India JPMorgan Chase & Co. Full time

    Contribute to innovative experience design, blending user needs with business goals in the dynamic environment of financial services. As an Experience Design Senior Associate in consumer & community Banking, you will play a pivotal role in shaping the user experience of our products and services by leveraging your advanced knowledge of experience design...


  • Mumbai, India JPMorgan Chase & Co. Full time

    Contribute to innovative experience design, blending user needs with business goals in the dynamic environment of financial services. As an Experience Design Senior Associate in consumer & community Banking, you will play a pivotal role in shaping the user experience of our products and services by leveraging your advanced knowledge of experience design...


  • Mumbai, India Skillventory Full time

    **Customer **&** Consumer Insight by Leading Investment Industry**: - From 5 to 8 year(s) of experience - ₹ Not Disclosed by Recruiter - Mumbaior **Roles and Responsibilities** Manager/Senior Manager - Customer and Consumer Insights (CMI Function) - Role Summary: - Are you in love with consumers, customers and their varied behavioural patterns they...

  • Customer Journey

    4 weeks ago


    Mumbai, India Skillventory Full time

    **Customer Journey - Mobile Platform For a leading Bank**: - From 5 to 9 year(s) of experience - ₹ Not Disclosed by Recruiter - Mumbai, Bangalore/Bengaluruor **Roles and Responsibilities** Lead the mapping, implementation and roll out for customer journeys. - Work with relevant teams to jointly develop and own business and operational metrics for the -...


  • mumbai, India DBS Bank Full time

    Business Function Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a...


  • Mumbai, India DBS Bank Full time

    Business Function Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a...


  • mumbai, India JPMorgan Chase & Co. Full time

    The Fraud Risk Analytics is part of the Consumer Banking Risk Management and Fraud Center of Excellence (COE) team within Consumer and Community Banking Risk. This team is responsible for the management of fraud risk associated with Check transactions and cash withdrawals.As a Fraud Risk Strategy Analytics Associate within our Risk Management team, you will...


  • mumbai, India Skill Ventory Full time

    Roles and Responsibilities Customer Experience Transformation (CXT)-Vertical with leading Bank Customer Experience FunctionCustomer experience function operates with a vision to deliver seamless banking experience to customers. This function is responsible for understanding consumer needs, expectations and working with cross functional teams to deliver...

  • Consumer Banking

    3 weeks ago


    Mumbai, India JPMorgan Chase & Co. Full time

    Join the Risk Data Architecture team, where you'll build data monitoring and controls for Risk Decision Engines and Third-party services within Consumer & Community Banking. This role demands a detailed understanding of system requirements, data quality, and lineage controls. You'll also support post-implementation validations and root cause analysis for...

  • Consumer Banking

    3 weeks ago


    mumbai, India JPMorgan Chase & Co. Full time

    Join the Risk Data Architecture team, where you'll build data monitoring and controls for Risk Decision Engines and Third-party services within Consumer & Community Banking. This role demands a detailed understanding of system requirements, data quality, and lineage controls. You'll also support post-implementation validations and root cause analysis for...


  • mumbai, India DBS Bank Full time

    Business Function Legal, Compliance & Secretariat ensures that the bank's interests are protected by zealously guarding and enhancing its reputation and capital. We also work to maintain a good standing with all our regulators, customers, and business partners. Because we believe that at the heart of business banking is to uphold the values of...


  • Mumbai, India DBS Bank Full time

    Business Function Legal, Compliance & Secretariat ensures that the bank's interests are protected by zealously guarding and enhancing its reputation and capital. We also work to maintain a good standing with all our regulators, customers, and business partners. Because we believe that at the heart of business banking is to uphold the values of trust...


  • Mumbai, India ANZ Banking Group Full time

    **Req ID**: 47503 **Department**: Insto Relationship International South Asia **Division**: Institutional **Location**: Mumbai About the role At ANZ our purpose is to shape a world where people and communities thrive. We’re making this happen by improving the financial wellbeing and sustainability of our customers so they can achieve incredible...


  • Mumbai, India DBS Bank Full time

    Business FunctionAs the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our...