Specialist, Risk Policy
1 month ago
Business Function
Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.
Job Purpose:
To frame the credit card policy framework (acquisition and account management policies), processes and workflow, assist in growth of the credit card business in India.
Credit cards credit policy management and MIS analytics for portfolio monitoring and regular reviews
Support implementation of credit decision module on Credit cards technology platform
Partnership with product development, collections, systems and operations team to ensure product development and roll out objectives are met
Key Accountabilities:
Portfolio performance monitoring through a structured early warning mechanism
Assist on developing Fintech partnerships, vendor empanelment, UAT activities on system changes
Compliance with all internal and RBI/MAS guidelines
Ensure system changes keep pace with product development and ensure adequate controls
Job Duties and Responsibilities:
Manage policy / processes for mainly Credit cards for the consumer retail portfolio pan India
Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
Design & manage MIS reporting for credit cards portfolio - Gather risk/business requirements, interpret and analyze and present them to the Leadership through dashboards, visual reports etc.
Streamline and automate credit risk reporting to ensure timely and accurate generation of reporting outputs by required due dates.
Link process metrics, performance metrics and set up benchmarks for comparable projects and processes
Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance
Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit systems team, credit operations team and collection team
Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems
Escalate on timely basis significant risk issues to business management and manager for taking appropriate remedial actions
Ensure timely completion of RCSAs including appropriate action plans to address identified control gaps
Ensure issues/action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections or other risk issues are properly followed up
-
Specialist, Risk Policy
3 weeks ago
mumbai, India DBS Bank Full timeBusiness Function Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a...
-
Specialist, Risk Policy CREDIT CARDS
5 days ago
Mumbai, India WAY TO GO CONSULTANTS PVT LTD Full timeTo give effective credit support for meeting the business targets.To frame the credit card policy framework (acquisition and account management policies), processes and workflow, assist in growth of the credit card business in IndiaSupport implementation of credit decision module on Credit cards technology platformCredit cards credit policy management and...
-
AVP Credit Risk Policy
1 month ago
Mumbai, India HSBC Full timeThe health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (COVID-19), we’re leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC. As your application progresses, you may be asked to use one of our digital tools to help you through your...
-
AVP Credit Risk Policy
3 weeks ago
mumbai, India HSBC Full timeThe health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (COVID-19), we’re leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC. As your application progresses, you may be asked to use one of our digital tools to help you through your...
-
Specialist, Risk Policy CREDIT CARDS
7 days ago
Mumbai Metropolitan Region, India WAY TO GO CONSULTANTS PVT LTD Full timeTo give effective credit support for meeting the business targets.To frame the credit card policy framework (acquisition and account management policies), processes and workflow, assist in growth of the credit card business in IndiaSupport implementation of credit decision module on Credit cards technology platformCredit cards credit policy management and...
-
Supplier Policy and Framework
3 weeks ago
mumbai, India 9478 Deutsche India Private Limited Full timeDescription The Chief Risk Office function has Group-wide responsibility for the management and control of all credit, market, operational, enterprise and liquidity risks and has the responsibility of continual development of methods for risk measurement, frameworks and creating a bank wide strong risk culture. Deutsche Bank has been named Bank...
-
Supplier Policy and Framework
4 weeks ago
Mumbai, India 9478 Deutsche India Private Limited Full timeDescription The Chief Risk Office function has Group-wide responsibility for the management and control of all credit, market, operational, enterprise and liquidity risks and has the responsibility of continual development of methods for risk measurement, frameworks and creating a bank wide strong risk culture. Deutsche Bank has been named Bank Risk...
-
Model Risk Policy, Practice
3 weeks ago
mumbai, India JPMorgan Chase & Co. Full timeAre you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Model Risk Policy, Practice & Governance - Associate within the Risk Management and Compliance team, you will be...
-
Model Risk Policy, Practice
1 month ago
Mumbai, India JPMorgan Chase & Co. Full timeAre you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Model Risk Policy, Practice & Governance - Associate within the Risk Management and Compliance team, you will be...
-
Risk Portfolio Senior Specialist
1 month ago
Mumbai, India 9478 Deutsche India Private Limited Full timeDescription Model Risk Management (MoRM) is the bank’s central Second Line of Defense unit that has responsibility to manage, independently and actively, model risk across the bank. The Governance, Control, and Analytics (GCA) team is part of MoRM and acts as the central governance architect to enable compliance of the Bank’s Model Risk policy,...
-
Risk
5 days ago
Mumbai, India UpMan Placements Full timeJob Location- Mumbai- Experience (in Years)- 4 - 8- Job Type- Full Time**Job Description**: Risk management function at IIFL AMC covers India AMC and Singapore Hedge fund business. As part of the Risk function - You will work with various teams including Investments, Operations, Compliance and Technology. You will use risk models to create reports on...
-
Risk Portfolio Senior Specialist
3 weeks ago
mumbai, India 9478 Deutsche India Private Limited Full timeDescription Model Risk Management (MoRM) is the bank’s central Second Line of Defense unit that has responsibility to manage, independently and actively, model risk across the bank. The Governance, Control, and Analytics (GCA) team is part of MoRM and acts as the central governance architect to enable compliance of the Bank’s Model Risk...
-
IT Risk Specialist | Mumbai
3 weeks ago
mumbai, India Michael Page Full timeSpearheading the implementation of a robust group risk management framework/ Contract to Hire position About Our Client Our client is a global financial technology company specializing in international money transfers and currency exchange, offering low-cost, transparent solutions for individuals and businesses alike. Job Description ...
-
Policy Risk Manager role with Leading NBFC
3 weeks ago
mumbai, India Skill Ventory Full timeRoles and Responsibilities Areas of Responsibility - Establish requirements for data maintenance and management and working with IT on implementation. Create Management reporting tools to monitor portfolio performance at portfolio segment (e. g., product, vintage, risk segment, score band, or marketing channel), vintage and account levels to...
-
Risk Specialist
3 weeks ago
Mumbai, India 9478 Deutsche India Private Limited Full timeDescription Market and Valuation Risk Management (MVRM) provides an independent view of market risks and valuation to Deutsche Bank’s senior management. Market risk team manages Deutsche Bank’s Market Risk position in an independent and neutral way. You will be a part of the Market Risk Analysis and Control (MRAC) function within MVRM and will be...
-
Risk Specialist
3 weeks ago
mumbai, India 9478 Deutsche India Private Limited Full timeDescription Market and Valuation Risk Management (MVRM) provides an independent view of market risks and valuation to Deutsche Bank’s senior management. Market risk team manages Deutsche Bank’s Market Risk position in an independent and neutral way. You will be a part of the Market Risk Analysis and Control (MRAC) function within MVRM and...
-
Model Risk Policy, Practice
1 week ago
Mumbai, India JPMorgan Chase & Co Full timeThe Model Risk Governance & Review (MRGR) is responsible for conducting model validation to help identify, measure, and mitigate Model Risk. The objective is to ensure that models are used appropriately in the business context and that model users are aware of the models' strengths and limitations and how these can impact their decisions. MRGR Policy,...
-
Jean Martin
1 month ago
Mumbai, India Jean Martin Inc Full timeRisk Management Our Team as a Risk Management Specialist:Are you a seasoned Risk Management Specialist looking for a new challenge? Look no further! We are currently seeking a highly skilled and experienced individual to join our dynamic team. The ideal candidate will possess a robust background in financing and a deep understanding of risk management...
-
Risk Policy Personal Loan
1 day ago
Mumbai, India Corphive Full timeJob Purpose1. To give effective credit support for meeting the business targets.2. To frame the Personal Loan policy framework (acquisition and account management policies), processes and workflow, assist in growth of the Personal Loan business in India3. Support implementation of credit decision module on Personal loan technology platform4. Personal Loan...
-
Risk Policy Personal Loan
1 day ago
Mumbai, India Corphive Full timeJob Purpose To give effective credit support for meeting the business targets.To frame the Personal Loan policy framework (acquisition and account management policies), processes and workflow, assist in growth of the Personal Loan business in IndiaSupport implementation of credit decision module on Personal loan technology platformPersonal Loan credit policy...