Credit Underwriter
4 weeks ago
Experience of working in a Fintech / NBFC is preferred. Location - Sector 60 Gurgaon. Appraising the creditworthiness of the customers availing loans. Worked on underwriting of Unsecured Personal Loans for salaried and self employed customers. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Evaluate customer records and recommend payment plans based on data earnings, savings, payment history and purchase activity. Understanding business models, critical analysis of business and financial risks, financial ratio analysis, credit meetings to evaluate customers' financial status. Comprehensive offbalance sheet analysis of the borrower with respect to banking, tax returns, debtors/creditors analysis, creditworthiness, background check, CIBIL, ROC and various other compliance etc. Compare liquidity, profitability and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. Complete loan applications, including credit analyses, summaries of loan requests, risk involved, risk mitigates, scrutinizing relevant documents before sanctioning/disbursing loans, ensuring compliance with credit policies and presenting the recommendations for the proposal to the Credit committees for approval. Analyzing the portfolio health and risk involved in particular segment of assets profile and giving timely feedback to the sales team in the region. Ensuring portfolio quality is maintained to the highest standards and delinquency is under control. Performing Credit follow-ups on parameters to establish credit-worthiness of clients for approval of credits. Scrutinizing the documents provided by the customers for ensuring compliance to all rules & regulations. Role
Credit Underwriter
SkillsUnderwriting of Unsecured Personal Loans for Salries & Self Employed
Functional AreaUnderwriting - Unsecured Personal Loans- Salaried & Self Employed
EducationAny Graduate, Post Graduate
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Credit Underwriter
3 weeks ago
gurugram, India Faircent Full timeJob Description Job Responsibilities: Experience of working in a Fintech / NBFC is preferred. Location - Sector 60 Gurgaon. Appraising the creditworthiness of the customers availing loans. Worked on underwriting of Unsecured Personal Loans for salaried and self employed customers. Analyze credit data and financial statements to determine...
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Credit Partnerships
7 days ago
Gurugram, India aiqa health Full timePosition Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs).The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry.Key Responsibilities:1....
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Credit Partnerships
7 days ago
Gurugram, India aiqa health Full timePosition Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs).The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry.Key Responsibilities:1....
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Credit Partnerships
7 days ago
gurugram, India aiqa health Full timePosition Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs). The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry. Key...
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Credit Partnerships
4 days ago
gurugram, India aiqa health Full timePosition Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs). The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry. Key...
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Credit Partnerships
4 days ago
Gurugram, India aiqa health Full timePosition Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs).The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry.Key Responsibilities:1....
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Credit Partnerships
4 days ago
Gurugram, India aiqa health Full timePosition Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs).The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry.Key Responsibilities:1....
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Manager- Risk Analytics
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Manager- Risk Analytics
2 weeks ago
Gurugram, India Home Credit India Full timeJob Description:Responsible for defining the credit underwriting frameworkDefining the strategies for credit approval and Credit Limit assignmentMonitoring & meeting the acquisition vintage risk levels within the risk appetiteDefining the framework for repeat transaction authorization for revolving productsMonitoring & meeting the transaction risk levels...
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Manager- Risk Analytics
2 weeks ago
Gurugram, India Home Credit India Full timeJob Description: Responsible for defining the credit underwriting framework Defining the strategies for credit approval and Credit Limit assignment Monitoring & meeting the acquisition vintage risk levels within the risk appetite Defining the framework for repeat transaction authorization for revolving products Monitoring & meeting the transaction risk...
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Analyst - Underwriting Services
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Gurugram, India Better Full timeFounded in 2016, Better is a digital-first homeownership company whose services include mortgage, real estate, title, and homeowners insurance. We leverage creative technology and innovation to make the homebuying journey more approachable and understandable.Our company is made up of driven, passionate people who bring their unique backgrounds and...
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IndiaLends - Vice President - Risk & Credit
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Electrifi Mobility
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Gurgaon/Gurugram, India iimjobs Full timeLead - Credit & Underwriting ( AVP / Senior Manager)Job Role: Lead - Credit & Underwriting ( AVP / Senior Manager)Job Location: GurgaonExperience: 6-10 YearsAbout Company: Electrifi stands at the forefront of innovation, offering comprehensive solutions for commercial fleets seeking to transition to electric vehicles (EVs). As a dynamic full-stack EV asset...
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Hyderabad/Bangalore/Gurgaon/Gurugram, India iimjobs Full timeAnalyst/Senior Analyst/Lead Analyst/Principal Analyst - Credit Research/Equity Research Position: Analyst/Senior Analyst/Lead Analyst/Principal Analyst - Private Credit (Corporate Credit)- Candidate should Experience in financial modeling, underwriting skills, company research, and investment Reseach.- Commercial real estate valuation, asset management,...
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Hyderabad/Bangalore/Gurgaon/Gurugram, India iimjobs Full timeWe are hiring!Position: Analyst/Senior Analyst/Lead Analyst/Principal Analyst - Private Credit (Corporate Credit)- Candidate should Experience in financial modeling, underwriting skills, company research, and investment Reseach.- Commercial real estate valuation, asset management, cash flow, commercial real estate transactions- Private equity/debt/private...