Credit Underwriter

3 weeks ago


gurugram, India Faircent Full time
Job Description Job Responsibilities:
Experience of working in a Fintech / NBFC is preferred. Location -  Sector 60 Gurgaon. Appraising the creditworthiness of the customers availing loans. Worked on underwriting of Unsecured Personal Loans for salaried and self employed customers. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Evaluate customer records and recommend payment plans based on data earnings, savings, payment history and purchase activity. Understanding business models, critical analysis of business and financial risks, financial ratio analysis, credit meetings to evaluate customers' financial status. Comprehensive offbalance sheet analysis of the borrower with respect to banking, tax returns, debtors/creditors analysis, creditworthiness, background check, CIBIL, ROC and various other compliance etc. Compare liquidity, profitability and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. Complete loan applications, including credit analyses, summaries of loan requests, risk involved, risk mitigates, scrutinizing relevant documents before sanctioning/disbursing loans, ensuring compliance with credit policies and presenting the recommendations for the proposal to the Credit committees for approval. Analyzing the portfolio health and risk involved in particular segment of assets profile and giving timely feedback to the sales team in the region. Ensuring portfolio quality is maintained to the highest standards and delinquency is under control. Performing Credit follow-ups on parameters to establish credit-worthiness of clients for approval of credits. Scrutinizing the documents provided by the customers for ensuring compliance to all rules & regulations. Role

Credit Underwriter

Skills

Underwriting of Unsecured Personal Loans for Salries & Self Employed

Functional Area

Underwriting - Unsecured Personal Loans- Salaried & Self Employed

Education

Any Graduate, Post Graduate


  • Credit Underwriter

    4 weeks ago


    Gurugram, India Faircent Full time

    Job Description Job Responsibilities: Experience of working in a Fintech / NBFC is preferred. Location -  Sector 60 Gurgaon. Appraising the creditworthiness of the customers availing loans. Worked on underwriting of Unsecured Personal Loans for salaried and self employed customers. Analyze credit data and financial statements to determine...

  • Credit Partnerships

    7 days ago


    Gurugram, India aiqa health Full time

    Position Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs).The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry.Key Responsibilities:1....

  • Credit Partnerships

    7 days ago


    gurugram, India aiqa health Full time

    Position Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs). The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry. Key...

  • Credit Partnerships

    7 days ago


    Gurugram, India aiqa health Full time

    Position Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs).The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry.Key Responsibilities:1....

  • Credit Partnerships

    4 days ago


    Gurugram, India aiqa health Full time

    Position Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs).The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry.Key Responsibilities:1....

  • Credit Partnerships

    4 days ago


    Gurugram, India aiqa health Full time

    Position Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs).The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry.Key Responsibilities:1....

  • Credit Partnerships

    4 days ago


    gurugram, India aiqa health Full time

    Position Overview: We are looking for a dynamic and experienced Credit Partnerships & Underwriting - Lead and drive our co-lending initiatives through strategic partnerships with Business Correspondents (BCs). The ideal candidate will have a strong background in credit partnership and underwriting within the financial services industry. Key...


  • Gurugram, India Home Credit India Full time

    Job Description:Responsible for defining the credit underwriting frameworkDefining the strategies for credit approval and Credit Limit assignmentMonitoring & meeting the acquisition vintage risk levels within the risk appetiteDefining the framework for repeat transaction authorization for revolving productsMonitoring & meeting the transaction risk levels...


  • Gurugram, India Home Credit India Full time

    Job Description:Responsible for defining the credit underwriting frameworkDefining the strategies for credit approval and Credit Limit assignmentMonitoring & meeting the acquisition vintage risk levels within the risk appetiteDefining the framework for repeat transaction authorization for revolving productsMonitoring & meeting the transaction risk levels...


  • Gurugram, India Home Credit India Full time

    Job Description: Responsible for defining the credit underwriting framework Defining the strategies for credit approval and Credit Limit assignment Monitoring & meeting the acquisition vintage risk levels within the risk appetite Defining the framework for repeat transaction authorization for revolving products Monitoring & meeting the transaction risk...


  • Gurgaon/Gurugram, India iimjobs Full time

    Position: Lead - Credit & Underwriting ( AVP / Senior Manager) for Fintech IndustryLocation : GurgaonJob Overview: Key Responsibilities:1. Lead Credit Analysis & Underwriting of target companies and recommend investment decision to the Board2. Perform credit evaluation and underwriting of target companies. 3. Assist and coordinate with credit team of lending...


  • Gurugram, India Stride One Full time

    Company Profile:StrideOne, the NBFC, has been setup with the vision to be a leading financial institution for Indian Startups and their ecosystem providing comprehensive financial services distributed digitally. We have a "Product First and Client First" approach and hence customize various financial services to the specific needs of the industry that the...

  • Electrifi Mobility

    4 weeks ago


    Gurugram, India Electrifi Mobility Full time

    Lead - Credit & Underwriting ( AVP / Senior Role: Lead - Credit & Underwriting ( AVP / Senior Manager)Job Location: GurgaonExperience: 6-10 YearsAbout Company: Electrifi stands at the forefront of innovation, offering comprehensive solutions for commercial fleets seeking to transition to electric vehicles (EVs). As a dynamic full-stack EV asset management...

  • Head - Credit Risk

    4 weeks ago


    gurugram, India Michael Page Full time

    Leadership role Wealth Creation Opportunity About Our Client Our client is a Leading and profitable Fintech in the Indian market Job Description * Develop and execute credit policies, procedures, and guidelines in alignment with organizational objectives and regulatory requirements.* Lead the automation efforts in credit underwriting...


  • Gurugram, India Better Full time

    Founded in 2016, Better is a digital-first homeownership company whose services include mortgage, real estate, title, and homeowners insurance. We leverage creative technology and innovation to make the homebuying journey more approachable and understandable.Our company is made up of driven, passionate people who bring their unique backgrounds and...


  • Gurugram, India Better Full time

    Founded in 2016, Better is a digital-first homeownership company whose services include mortgage, real estate, title, and homeowners insurance. We leverage creative technology and innovation to make the homebuying journey more approachable and understandable.Our company is made up of driven, passionate people who bring their unique backgrounds and...

  • Electrifi Mobility

    4 weeks ago


    Gurgaon/Gurugram, India iimjobs Full time

    Lead - Credit & Underwriting ( AVP / Senior Manager)Job Role: Lead - Credit & Underwriting ( AVP / Senior Manager)Job Location: GurgaonExperience: 6-10 YearsAbout Company: Electrifi stands at the forefront of innovation, offering comprehensive solutions for commercial fleets seeking to transition to electric vehicles (EVs). As a dynamic full-stack EV asset...


  • Gurugram, India IndiaLends Full time

    The role will focus on creating, designing and implementing strategies for Credit & Risk function that supports the strategic goals of the organisation.Role Responsibilities : - Setting the vision and strategy for the credit risk function working in conjunction with all other senior leaders and partner banks/NBFCs- Monitor acquisition funnel, model...


  • Hyderabad/Bangalore/Gurgaon/Gurugram, India iimjobs Full time

    Analyst/Senior Analyst/Lead Analyst/Principal Analyst - Credit Research/Equity Research Position: Analyst/Senior Analyst/Lead Analyst/Principal Analyst - Private Credit (Corporate Credit)- Candidate should Experience in financial modeling, underwriting skills, company research, and investment Reseach.- Commercial real estate valuation, asset management,...


  • Hyderabad/Bangalore/Gurgaon/Gurugram, India iimjobs Full time

    We are hiring!Position: Analyst/Senior Analyst/Lead Analyst/Principal Analyst - Private Credit (Corporate Credit)- Candidate should Experience in financial modeling, underwriting skills, company research, and investment Reseach.- Commercial real estate valuation, asset management, cash flow, commercial real estate transactions- Private equity/debt/private...