Risk-Bengaluru-Analyst-Credit Risk

6 months ago


Bengaluru, India Goldman Sachs Full time
The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm. Risk, Credit Risk, Global Markets, Analyst

Divisional Overview:

The Risk Division is a team of specialists charged with managing the firm’s credit, market, liquidity, operational and insurance risk. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The division is ideal for collaborative individuals who have strong ethics and attention to detail.

Department Overview:

Credit Risk (CR) is responsible for managing the firm’s credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm’s risk appetite. Staffed with more than 270 professionals, CR operates through 12 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment.

RESPONSIBILITIES AND QUALIFICATIONS

Responsibilities:

Evaluate derivatives and financing transactions across Global Market clients, reviewing and approving risk taking across this sector Assess the credit and financial strength of the firm's hedge fund, mutual fund and private equity fund counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors Assess risk of transactions through reviews of quantitative models, portfolio analysis, stress testing, and other methods Perform counterparty reviews, including recommending appropriate internal risk rating for each counterparty and setting credit limits

Basic Qualifications:

0-2 years of experience in a finance or risk role Knowledge of capital markets, including derivatives and/or repo product preferred Strong analytical, communication, and organizational skills required Bachelor’s degree in business or finance preferred

Competencies:

Functional Expertise and Technical Skills – Knowledge of financial markets, risk analysis and current risk management practices as well as strong technical skills required for the role. Values attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills Client and Business Focus - Builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectations Teamwork – Gives evidence of being a strong team player, collaborates with others within and across teams Communication Skills - Communicates in a clear and concise manner, shares information/new ideas with peer group and team, while demonstrating judgment to escalate as appropriate Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyzes complex issues Creativity and Influence- Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value
  ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at /careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process.
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