MT - ITC (Credit)
2 weeks ago
With a startup spirit and 115,000 + curious and courageous minds, we have the expertise to go deep with the world’s biggest brands—and we have fun doing it We dream in digital, dare in reality, and reinvent the ways companies work to make an impact far bigger than just our bottom line. We’re harnessing the power of technology and humanity to create meaningful transformation that moves us forward in our pursuit of a world that works better for people.
Now, we’re calling upon the thinkers and doers, those with a natural curiosity and a hunger to keep learning, keep growing. People who thrive on fearlessly experimenting, seizing opportunities, and pushing boundaries to turn our vision into reality. And as you help us create a better world, we will help you build your own intellectual firepower.
Welcome to the relentless pursuit of better.
Inviting applications for the role of Management Trainee Credit risk Analyst
In this role, you would be working in close collaboration with credit managers and analyzing financial data to assess a new or existing customers creditworthiness.
Responsibilities
• Carry out credit analysis on new customers basis the framework for each business segment and request credit limit approval per delegation of approval (DOA)
• Review existing credit limits as per established guidelines and propose credit limits changes based on analysis of financial statements or credit rating reports.
• Perform proactive management of risk – Periodical & annual reviews.
• Perform Master data related administrative activities for new and existing customers.
• Provide evidence, assessment, and where the appropriate recommendation to approver on whether to hold or release customer orders blocked due to reaching credit limit.
• Provide timely and accurate communication to Sales teams regarding credit risks and payment delays.
• Respond promptly to requests and queries from Sales, Supply Chain, and Finance teams.
• Participate in governance meetings with stakeholders to review process performance, discuss any important request and open queries
• Participate in external and internal SOX audits by assisting supervisor in approval and evidences gathering
Qualifications we seek in you
Minimum Qualifications
• Bachelor's degree in finance, accounting or a related discipline
Preferred Qualifications/ Skills
• Professionals with experience in financial analysis
• Knowledge of advanced excel and word processing
• Excellent written and verbal communication skills
• Strong mathematical and analytical skills
• Ability to conduct research and evaluate data to make informed decisions
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