Sr. Credit Analyst
1 month ago
Purpose Statement
Credit evaluation and analysis
AR management
Finance and Accounting process
Dimensions
Analyse and evaluate financial position of customers/vendors on a daily basis.
Ensure OTIF collection + follow up outstanding AR on a weekly basis.
External audits & Tax compliance + finance report on a monthly basis
Key Accountabilities:
Credit analysis and evaluation
Able to read and understand financial statements of business partners.
Calculate key financial KPIs such as profitability ratios, liquidity ratios and effectiveness ratios.
Propose appropriate credit limits for customers with strong business justification.
Ensure the up-to-date credit limit in the systems that can support the business.
AR management
Regularly update AR status and collection in progress to management.
Target to reduce AR days to improve working capital status.
Working closely with insurance company to mitigate credit risks.
Target no bad debts and follow up any legal actions on AR collection.
Customers master data maintenance
Finance and accounting process
Internal reports and external audit support.
Assist Finance manager on external audit process.
Update actual financial reports such as P&L, Cashflow, AR, AP management.
Monitor top 10 vendors in terms of revenue and CM2.
Monitor top 20 customers and working with relevant stakeholders to build on and follow incentives schemes.
Quarterly brief Balance sheet and P&L reports
Tax supports
Monthly VAT and WHT declaration
Monthly VAT and WHT payment settlements
Monthly PIT payment settlements
Annually Business license Tax
Monthly Tax payment summary report
Quarterly CIT
Cash management
Daily cash report to Treasury team
18 months rolling Funding plan.
Maximize fixed deposit by using idle cash regularly.
People
Building relationship with: Finance department, internal Stakeholder, Business’s partner, external suppliers.
Review work processes and system to improve efficiency and Accountability.
Ensure that own roles assigned operate under an effectiveness of control environment.
Self-development
Context
This position is required to ensure document aligned with company procedure and policy; payment is exact (amount, supplier)
VAS, local tax regulations and other relevant regulations such as social insurance, statistics, administration affairs
Knowledge, Skills and Experience:
Diploma in accounting
ACCA and Big4 background are preferred.
Good knowledge at Financial Accounting,
SAP system is preferred.
Maintain supportive relationship with other Finance Department and other functional Departments.
Always behave in constructive and professional manner when dealing with internal and external business contact
Intermediate level knowledge of modern accounting and accountancy practice and techniques, including some actual prior accounting and finance experiences (more than 2 years) either in an Accounting/Audit/Consultancy companies.
Key Skills:
Ability to communicate effectively (under guidance) with a cross-functional audience.
Capacity to adapt behavior to cope with changing environment/processes.
Ability to propose solutions, and reasonable communication and influencing skills.
A person who works well with guidance but is also self-motivated.
Spoken and written English must be of a high standard.
Key Success Factors:
Align with the company policy as well as local tax regulations.
AR monthly reconciliation
Clear on monthly basis with no pending / old ageing items
Timely and accurate posting and report submission
Working Relationship
Internal:
Line manager, peers, stakeholder
External:
Internal Auditors, External Auditors, supplier and local authorities
Additional Comments
Effective working relationship with Line Manager, peers and cross-functional departments team across the organization
Ability to work in the field with little supervision.
Self-motivated to conduct tasks assigned and reviews on-time/in full.
High level of understanding of processes and controls to identify opportunities for improvements.
Ability to negotiate and manage discussions with senior managers in order to effectively conduct task reviews.
What’s In It For You?
Elective Benefits: Our programs are tailored to your country to best accommodate your lifestyle.Grow Your Career: Accelerate your path to success (and keep up with the future) with formal programs on leadership and professional development, and many more on-demand courses.Elevate Your Personal Well-Being: Boost your financial, physical, and mental well-being through seminars, events, and our global Life Empowerment Assistance Program.Diversity, Equity & Inclusion: It’s not just a phrase to us; valuing every voice is how we succeed. Join us in celebrating our global diversity through inclusive education, meaningful peer-to-peer conversations, and equitable growth and development opportunities.Make the Most of our Global Organization: Network with other new co-workers within your first 30 days through our onboarding program.Connect with Your Community: Participate in internal, peer-led inclusive communities and activities, including business resource groups, local volunteering events, and more environmental and social initiatives.Don’t meet every single requirement? Apply anyway.
At Tech Data, a TD SYNNEX Company, we’re proud to be recognized as a great place to work and a leader in the promotion and practice of diversity, equity and inclusion. If you’re excited about working for our company and believe you’re a good fit for this role, we encourage you to apply. You may be exactly the person we’re looking for
We are an equal opportunity employer and committed to building a team that represents and empowers a variety of backgrounds, perspectives, and skills. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity or expression, sexual orientation, protected veteran status, disability, genetics, age, or any other characteristic protected by law.
-
Credit Risk Analyst
2 weeks ago
delhi, India Kotak Mahindra Bank Full timeNo of Positions: 2Grade: Deputy Manager (1 - 3 years of experience)Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...
-
Credit Analyst
4 weeks ago
Delhi, India BridgeUp Full timeWe are looking for an experienced Credit Analyst to join our Mumbai-based team on a full-time basis. The ideal candidate will bring at least 2 years of experience specifically in handling SME, corporate and business loans. This role is perfect for someone who has a deep understanding of credit analysis for unsecured SME loans and is seeking a hybrid working...
-
Sr. Credit Analyst
1 month ago
New Delhi, India Tech Data Advanced Private Limited Full timePurpose StatementCredit evaluation and analysisAR managementFinance and Accounting processDimensionsAnalyse and evaluate financial position of customers/vendors on a daily basis.Ensure OTIF collection + follow up outstanding AR on a weekly basis.External audits & Tax compliance + finance report on a monthly basisKey Accountabilities:Credit analysis and...
-
Sr. Credit Analyst
2 weeks ago
New Delhi, India Tech Data Advanced Private Limited Full timePurpose StatementCredit evaluation and analysisAR managementFinance and Accounting processDimensionsAnalyse and evaluate financial position of customers/vendors on a daily basis.Ensure OTIF collection + follow up outstanding AR on a weekly basis.External audits & Tax compliance + finance report on a monthly basisKey Accountabilities:Credit analysis and...
-
Senior Analyst
3 weeks ago
delhi, India bluCognition Full timeSr Analyst Credit Risk Analytics Zip Co.About bluCognition :bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in Pune. We...
-
Senior Analyst
1 week ago
delhi, India bluCognition Full timeSr Analyst Credit Risk Analytics Zip Co.About bluCognition :bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in Pune. We...
-
Sr. Credit Analyst
1 month ago
New Delhi, India TD SYNNEX Full timePurpose StatementCredit evaluation and analysisAR managementFinance and Accounting processDimensionsAnalyse and evaluate financial position of customers/vendors on a daily basis.Ensure OTIF collection + follow up outstanding AR on a weekly basis.External audits & Tax compliance + finance report on a monthly basisKey Accountabilities:Credit analysis and...
-
Sr. Credit Analyst
1 week ago
New Delhi, India TD SYNNEX Full timePurpose StatementCredit evaluation and analysisAR managementFinance and Accounting processDimensionsAnalyse and evaluate financial position of customers/vendors on a daily basis.Ensure OTIF collection + follow up outstanding AR on a weekly basis.External audits & Tax compliance + finance report on a monthly basisKey Accountabilities:Credit analysis and...
-
Credit Risk Analyst
2 weeks ago
delhi, India Straive Full timeJob Title: Analytics ConsultantLocation: RemoteJob Type: FulltimeYears of Experience- 3-8 yearsJob Overview:We are seeking a skilled and analytical Credit Risk Analyst to join our Analytics. The ideal candidate will have a strong background in data analytics and risk assessment. The Credit Risk Analyst will be responsible for assessing the creditworthiness...
-
Credit Risk Analyst
1 week ago
delhi, India Straive Full timeJob Title: Analytics ConsultantLocation: RemoteJob Type: FulltimeYears of Experience- 3-8 yearsJob Overview:We are seeking a skilled and analytical Credit Risk Analyst to join our Analytics. The ideal candidate will have a strong background in data analytics and risk assessment. The Credit Risk Analyst will be responsible for assessing the creditworthiness...
-
Credit Analyst
2 weeks ago
delhi, India GrowthAlly Advisors Private Limited Full timeCompany DescriptionGrowthAlly Advisors Private Limited is a fastest growing financial advisory companies started by Ex-Bankers and seasoned finance professionals. GrowthAlly a team of young and energetic finance professionals with an extensive knowledge of strategic and business finance across the industries and geographies in India and overseas. GrowthAlly...
-
Credit Analyst
2 weeks ago
delhi, India GrowthAlly Advisors Private Limited Full timeCompany DescriptionGrowthAlly Advisors Private Limited is a fastest growing financial advisory companies started by Ex-Bankers and seasoned finance professionals. GrowthAlly a team of young and energetic finance professionals with an extensive knowledge of strategic and business finance across the industries and geographies in India and overseas. GrowthAlly...
-
:Data Analyst
2 months ago
new delhi, India White Force Full timeJob Description: Position Title:Data Analyst / Sr. Data Analyst Department:Engagement Reports To:Aditya Temporary: Permanent: Permanent Pay scale:35-40k / month Location: Delhi Date Needed: ASAP Position Summary: Prepare daily / weekly / monthly report in excel. Prepare weekly / Monthly PPT. Dialer / Real Time Knowledge. Data management / Google...
-
:Data Analyst
1 week ago
new delhi, India White Force Full timeJob Description: Position Title:Data Analyst / Sr. Data Analyst Department:Engagement Reports To:Aditya Temporary: Permanent: Permanent Pay scale:35-40k / month Location: Delhi Date Needed: ASAP Position Summary: Prepare daily / weekly / monthly report in excel. Prepare weekly / Monthly PPT. Dialer / Real Time Knowledge. Data management / Google...
-
Credit Analyst
2 months ago
new delhi, India Skill Ventory Full timeRoles and Responsibilities Essential Skill – Credit and Financial Analysis for Mid and Large Corporate clients Written communication skill and should be able to synthesize information and communicate it in understandable format Key Responsibilities – Preparing CAM (Credit Assessment Memo / Note) covering detailed business, financial analysis for...
-
WBCG: C&LC
2 months ago
delhi, India Axis Bank Full time#ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"About Wholesale Banking Coverage Group:The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering,...
-
Financial Analyst
3 weeks ago
new delhi, India Northern Trust Full timeJob Description – Model DevelopmentSenior Analyst/Associate Consultant, is a key member of the Risk Analytics and Data Service Team and Responsible for acting as an individual contributor in the development and maintenance of high quality risk analytics. Resolves complex issues in Credit Risk/ PPNR modelling and measuring risk, enhancement in Credit Risk/...
-
Executive - Credit Operations
2 months ago
New Delhi, India Bajaj FinServ Full time**Job Reference** - JR00112208**Job Summary** - Executive - Credit Operations**Job Purpose** - “This position is open with Bajaj Finance ltd.”**Job Duties & Key Responsibilities** - Duties and Responsibilities - "- Customer Service - TAT, Tokens, customer complaints and NSR/SR closure Management - Daily cash collection / updating and deposition &...
-
Senior Analyst
3 weeks ago
Delhi, India bluCognition Full timeSr Analyst Credit Risk Analytics Zip Co. About bluCognition : bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in Pune....
-
new delhi, India UltraTech Cement Full timeLocation - Awarpur Cement works (Chandrapur, Maharashtra, India)Designation - Engineer / Sr. Engineer / Asst. Manager | Officer / Sr. OfficerEducational Qualification - BE/ B. Tech in any stream GraduateWork Experience - 4 to 6yrsPreferred Skills - Purchase of raw materials (Coal / Fly Ash / Gypsum) | Cement / Coal / Power industry experienceJOB...
