Officer, Assistant Service Manager, Consumer Banking

5 months ago


Gandhidham, India DBS Bank Full time
Officer, Assistant Service Manager, Consumer Banking-(WD55252)

Job Purpose 
• This position exists to managing and control the branch operations and for ensuring smooth functioning of the branch set up and contribute to achieving the P&L objective. This role would create the second in command for the Branch Manager. 
• The position is expected to accomplish a clean audit rating by handling transactions in line with regulatory and internal guidelines and also to meet the expectations of internal and external clients. This position is also expected to supervise and guide staff on all operational & P&L related deliverables. 
 
Key Accountabilities 
• Manage & supervise various functions of Operations of the branch as per defined process notes and in line with regulatory and compliance guidelines. 
• Adherence to agreed TATs with business thereby ensuring customer satisfaction. 
• Manage audit at branch and ensure minimum satisfactory rating at all times. 
• Ensure that the workload distribution is done basis the volumes and transactions are authorised in a timely manner and with Zero errors. 
• Handle exceptions, deferrals and ensure closure within timelines. Ensure MIS and reports are submitted in a timely manner. 
• Maintain filing and documents maintenance as per filing process and quality initiatives taken at branch level. 
• Process & Product improvement and initiatives to be taken through ideation and ensuring zero errors. 
• 8. Support branch target achievement through effective upselling and cross-selling to the customers 
 
Job Duties & responsibilities 
• Manage & control all operational functions of the branch with zero errors. 
• Ensure adequate coordination with centralized operations teams to maintain high quality service and internal and external customer satisfaction. 
• Ensure timely receipt and submission of regulatory and other reports by the Branch. 
• Participate in process improvement exercises within branch/cluster. 
• Identify areas where productivity enhancement and cost reduction initiatives can be introduced. 
• Initiate team meetings internally within Ops as well as with business teams of the branch and circulate minutes to all stake holders at regular intervals. 
• Any other job duty and responsibility assigned to you by branch Head from time to time or on adhoc basis.
• 8. Support and ensure delivery of the P&L objective for the branch 
 
Experience 
• Minimum 4 to 6 years’ experience in General Branch Banking Operations out which at least 2 years in a supervisory or managerial capacity. 
 
Education / Preferred Qualifications
• The incumbent should hold a degree of graduation in any discipline. Additional qualifications in Banking/ Finance / Law or MBA would be an added advantage. 
 
Core Competencies 
• Knowledge of all aspects of branch banking and Operations. Good understanding and working experience of regulatory and compliance aspects relating to this.
• Good interpersonal and communication skills to build & enhance customer relation and co-ordination with RMs & Centralized operations. 
• Leadership & management skills. 
 
Technical Competencies  
• Sound knowledge of computer systems, ability to understand and work on different software packages for delivery of various banking products and services. 
• Analytical skills. 
 
Work Relationship  
• Management of clients and prospects for acquisition and deepening of wallet share. 
• Close interaction with Treasures Elite Team Leader, City / Cluster Head, Branch Service and Operations team to ensure consistent delivery of volume and revenue targets.
• Close and regular interaction with Branch Product specialists for effective skill / knowledge development of self and explore potential in existing book through joint engagement with clients. 
 
DBS India - Culture & Behaviors 
• Performance through Value Based Propositions 
• Ensure customer focus by delighting customers & reduce complaints 
• Build pride and passion to protect, maintain and enhance DBS’ image and reputation 
• Enhance knowledge base, build skill sets & develop competencies 
• Execute at speed while maintaining error free operations 
• Maintain the highest standards of honesty and integrity


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