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Associate Credit Operations Manager
3 weeks ago
Role/ Job Title: Associate Credit Operations Manager
Function/ Department: Retail Assets
Job Purpose:
The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles & Responsibilities:
Handling original property papers for loan applications. Performing on-ground disbursal activities like cheque management, documents for legal vetting etc. Work with sales teams and credit teams to resolve queries related to the documents in a timely manner. Liaise with legal and technical vendors for verifications of documents. Managing a team of local operations officers responsible for performing post disbursal checks and collection and scanning of physical documents. Ensuring adherence to set SLA and TAT targets for E2E loan disbursal.Education Qualification:
Graduation: Any Graduate
Post Graduation: Any Postgraduate
Experience: 5 to 10 years of experience.
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