Credit Underwriter

3 weeks ago

Gurugram, India Faircent Full time
Job Description Job Responsibilities:

Experience of working in a Fintech / NBFC is preferred. Location -  Sector 60 Gurgaon. Appraising the creditworthiness of the customers availing loans. Worked on underwriting of Unsecured Personal Loans for salaried and self employed customers. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Evaluate customer records and recommend payment plans based on data earnings, savings, payment history and purchase activity. Understanding business models, critical analysis of business and financial risks, financial ratio analysis, credit meetings to evaluate customers' financial status. Comprehensive offbalance sheet analysis of the borrower with respect to banking, tax returns, debtors/creditors analysis, creditworthiness, background check, CIBIL, ROC and various other compliance etc. Compare liquidity, profitability and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. Complete loan applications, including credit analyses, summaries of loan requests, risk involved, risk mitigates, scrutinizing relevant documents before sanctioning/disbursing loans, ensuring compliance with credit policies and presenting the recommendations for the proposal to the Credit committees for approval. Analyzing the portfolio health and risk involved in particular segment of assets profile and giving timely feedback to the sales team in the region. Ensuring portfolio quality is maintained to the highest standards and delinquency is under control. Performing Credit follow-ups on parameters to establish credit-worthiness of clients for approval of credits. Scrutinizing the documents provided by the customers for ensuring compliance to all rules & regulations. Role

Credit Underwriter

Skills

Underwriting of Unsecured Personal Loans for Salries & Self Employed

Functional Area

Underwriting - Unsecured Personal Loans- Salaried & Self Employed

Education

Any Graduate, Post Graduate

  • Credit Underwriter

    1 week ago

    Gurugram, Haryana, India KVC CONSULTANTS Full time

    Greetings, We are looking to hire credit underwriting Analyst, for a leading ITES Company in Gurgaon.**Kindly note It is a WFO Role with rotational Shifts.** **Roles and Responsibilities** - Familiarity with key Finance, Banking concepts (Balance Sheet, Debit, Credit entries)- Ability to read and understand financial statements / Bank statements / Account...

  • Credit Underwriter

    2 months ago

    Gurugram, Haryana, India KVC CONSULTANTS Full time

    Greetings, We are looking to hire credit underwriting Analyst, for a leading ITES Company in Gurgaon.**Kindly note It is a WFO Role with rotational Shifts.** **Roles and Responsibilities** - Familiarity with key Finance, Banking concepts (Balance Sheet, Debit, Credit entries)- Ability to read and understand financial statements / Bank statements / Account...

  • Credit Underwriter

    2 weeks ago

    Gurugram, Haryana, India KVC CONSULTANTS Full time

    Greetings, We are looking to hire credit underwriting Analyst, for a leading ITES Company in Gurgaon.**Kindly note It is a WFO Role with rotational Shifts.** **Roles and Responsibilities** - Familiarity with key Finance, Banking concepts (Balance Sheet, Debit, Credit entries)- Ability to read and understand financial statements / Bank statements / Account...

  • Credit Underwriter

    2 months ago

    gurugram, India Faircent Full time

    Job Description Job Responsibilities: Experience of working in a Fintech / NBFC is preferred. Location -  Sector 60 Gurgaon. Appraising the creditworthiness of the customers availing loans. Worked on underwriting of Unsecured Personal Loans for salaried and self employed customers. Analyze credit data and financial statements to determine...

  • Credit Underwriter

    5 days ago

    gurugram, India Faircent Full time

    Job Description Job Responsibilities: Experience of working in a Fintech / NBFC is preferred. Location -  Sector 60 Gurgaon. Appraising the creditworthiness of the customers availing loans. Worked on underwriting of Unsecured Personal Loans for salaried and self employed customers. Analyze credit data and financial statements to determine...

  • Manager- Risk Analytics

    2 months ago

    Gurugram, India Home Credit India Full time

    Job Description:Responsible for defining the credit underwriting frameworkDefining the strategies for credit approval and Credit Limit assignmentMonitoring & meeting the acquisition vintage risk levels within the risk appetiteDefining the framework for repeat transaction authorization for revolving productsMonitoring & meeting the transaction risk levels...

  • Manager- Risk Analytics

    2 months ago

    Gurugram, India Home Credit India Full time

    Job Description: Responsible for defining the credit underwriting framework Defining the strategies for credit approval and Credit Limit assignment Monitoring & meeting the acquisition vintage risk levels within the risk appetite Defining the framework for repeat transaction authorization for revolving products Monitoring & meeting the transaction risk...

  • Manager- Risk Analytics

    2 months ago

    Gurugram, India Home Credit India Full time

    Job Description:Responsible for defining the credit underwriting frameworkDefining the strategies for credit approval and Credit Limit assignmentMonitoring & meeting the acquisition vintage risk levels within the risk appetiteDefining the framework for repeat transaction authorization for revolving productsMonitoring & meeting the transaction risk levels...

  • Underwriter

    2 days ago

    Gurugram, India MOZAIQ LLC Full time

    Job descriptionWe are seeking an experienced US Mortgage Underwriter to join our team. The ideal candidate will play a crucial role in the mortgage loan process by evaluating and analyzing loan applications to ensure they meet established guidelines and standards. The position requires a thorough understanding of mortgage underwriting principles and...

  • Underwriter

    7 days ago

    Gurugram, India MOZAIQ LLC Full time

    Job descriptionWe are seeking an experienced US Mortgage Underwriter to join our team. The ideal candidate will play a crucial role in the mortgage loan process by evaluating and analyzing loan applications to ensure they meet established guidelines and standards. The position requires a thorough understanding of mortgage underwriting principles and...

  • Underwriter

    7 days ago

    gurugram, India MOZAIQ LLC Full time

    Job description We are seeking an experienced US Mortgage Underwriter to join our team. The ideal candidate will play a crucial role in the mortgage loan process by evaluating and analyzing loan applications to ensure they meet established guidelines and standards. The position requires a thorough understanding of mortgage underwriting principles and...

  • Electrifi Mobility

    2 months ago

    Gurugram, India Electrifi Mobility Full time

    Lead - Credit & Underwriting ( AVP / Senior Role: Lead - Credit & Underwriting ( AVP / Senior Manager)Job Location: GurgaonExperience: 6-10 YearsAbout Company: Electrifi stands at the forefront of innovation, offering comprehensive solutions for commercial fleets seeking to transition to electric vehicles (EVs). As a dynamic full-stack EV asset management...

  • Analyst - Underwriting Services

    7 days ago

    Gurugram, India Better Full time

    Founded in 2016, Better is a digital-first homeownership company whose services include mortgage, real estate, title, and homeowners insurance. We leverage creative technology and innovation to make the homebuying journey more approachable and understandable.Our company is made up of driven, passionate people who bring their unique backgrounds and...

  • Analyst - Underwriting Services

    7 days ago

    gurugram, India Better Full time

    Founded in 2016, Better is a digital-first homeownership company whose services include mortgage, real estate, title, and homeowners insurance. We leverage creative technology and innovation to make the homebuying journey more approachable and understandable. Our company is made up of driven, passionate people who bring their unique backgrounds and...

  • Underwriting Manager

    4 weeks ago

    Gurugram, India Indifi Full time

    Manager - Underwriting - Mid Corporate Industry: A Fin-tech venture funded by the largest global investors Location: Gurgaon Responsibilities- Assessment of borrower’s credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc.Analysis of cash flow statement, cash flow projections, EBIDTA...

  • Underwriting Manager

    4 weeks ago

    Gurugram, India Indifi Full time

    Manager - Underwriting - Mid Corporate Industry: A Fin-tech venture funded by the largest global investors Location: Gurgaon Responsibilities- Assessment of borrower’s credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc.Analysis of cash flow statement, cash flow projections, EBIDTA...

  • Underwriting Manager

    3 weeks ago

    Gurugram, India Indifi Full time

    Manager - Underwriting - Mid Corporate Industry: A Fin-tech venture funded by the largest global investors Location: Gurgaon Responsibilities- Assessment of borrower’s credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc.Analysis of cash flow statement, cash flow projections, EBIDTA...

  • Underwriting Manager

    3 weeks ago

    Gurugram, India Indifi Full time

    Manager - Underwriting - Mid Corporate Industry: A Fin-tech venture funded by the largest global investors Location: Gurgaon Responsibilities- Assessment of borrower’s credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc.Analysis of cash flow statement, cash flow projections, EBIDTA...

  • Underwriting Manager

    3 weeks ago

    Gurugram, India Indifi Full time

    Manager - Underwriting - Mid Corporate Industry : A Fin-tech venture funded by the largest global investors Location: Gurgaon Responsibilities- Assessment of borrower’s credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. Analysis of cash flow statement, cash flow projections,...

  • Process Associate

    4 days ago

    Gurugram, Haryana, India Genpact Full time

    Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we...