Lead - BFS Direct/Senior Lead - BFS Direct

1 week ago

Pune, Maharashtra, India Bajaj Finance Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Job Purpose

This position is open with Bajaj Finance Ltd.

Duties and Responsibilities

- Responsible for Policy Drafting, Existing policy changes and implementation of Policy rules on System
- Responsible for Portfolio Management for Loan portfolio according to annual operating plans and Risk KPIs
- Responsible to developing new program / DOEs which are relevant for Digital loan process.
- Responsible for AOP delivery on various risk KPIs
- Working closely with the Tech team to completely coding of Risk Policy through Rule Engine on BFDL lending platform. Responsible for getting UAT testing of risk rules coded & sign off. Ensuring that the Rule Engine in the BFDL Loan Platform is working as coded and Error Rate is Nil.
- Responsible for Risk Masters maintenance that are linked with the Loan Platform
- Ensure timely completion of COPRs including appropriate action plans to address identified control gaps
- Ensure issues/action plans arising from COPRs, risk events, Internal Audits, regulatory inspections or other risk issues are properly followed up

Required Qualifications and Experience

- Experience of working in the Unsecured Loan domain in Risk / Risk Analytics functions.
- Understanding on usage of alternate data for unsecured lending
- Good analytical ability and eye for detail.
- Ability to work with large data sets with good computing skills
- Excellent communication skills and presentation skills
- Good inter-personal & team management skills
- Overall experience of 10+ years of which preferably at-least 6 year in the Unsecured Loan domain.
- Should be professionally qualified MBA / B. Tech / CA

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