Credit Rating

5 days ago

Bengaluru, Karnataka, India Acuity Knowledge Partners Full time ₹ 6,00,000 - ₹ 18,00,000 per year

Credit Rating/ Analysis (Sr. Associate/ Delivery Lead/ Manager)

Job location- Bengaluru (WFO mode)

Job Purpose

We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.

Key Responsibilities

  • The candidate will perform credit risk assessment for General Corporate
  • Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates
  • Managing a portfolio of clients and handling rating assignments
  • Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates)
  • Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
  • Build forecast excel models (Projections and DCF models will be an added advantage)
  • Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties
  • Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client

Key Competencies

  • 5-12 years relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations
  • Good communication skills
  • Ability to multi-task, priority setting and meeting deadlines
  • The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention
  • Clear and logical thinking to understand clients requirements

  • Credit Associate

    2 weeks ago

    Bengaluru, Karnataka, India Moody's Corporation Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees...

  • Credit Associate

    5 days ago

    Bengaluru, Karnataka, India Moody's Full time ₹ 9,00,000 - ₹ 27,00,000 per year

    At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees...

  • Senior Credit Analyst

    2 weeks ago

    Bengaluru, Karnataka, India T D Newton & Associates Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    Job DescriptionMandatory SkillsCredit Analysis, Credit Rating, Transaction AnalysisInternal DescriptionPlease ensure that the activated language of the job requisition is the same as the editing language of the job description.ResponsibilitiesPreparing credit applications / annual reviews of counterparties to assess their credit quality, recommending...

  • Credit Review/ Analysis_BLR

    7 days ago

    Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Job Title: Credit Review/ Analysis_BLR (Sr Associate/ Delivery Lead/ Manager)Location: Bangalore (work from office)Work hours: 10am to 7pm ISTDepartment: Lending ServicesExperience Level : 3-12 years0-2 months' notice candidates preferred due to business needJob PurposeWe are looking for a dedicated and motivated individual who has strong technical,...

  • Lead QA Engineer

    2 weeks ago

    Bengaluru, Karnataka, India Credit Saison Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About the Company:Established in 2019, Credit Saison India (CS India) is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates...

  • Mobile Developer

    17 hours ago

    Bengaluru, Karnataka, India Credit Saison Full time ₹ 1,20,000 - ₹ 1,80,000 per year

    About Credit Saison IndiaEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale,...

  • Branch Credit Manager

    2 weeks ago

    Bengaluru, Karnataka, India PSS Consultant. Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Pss Consultant Hiring For Banking Branch Credit Manager DescriptionA Branch Credit Manager assesses potential customers' creditworthiness, evaluates loan applications, and makes recommendations on loan approvals and terms. They manage credit risk, ensure compliance with bank policies, monitor loan portfolios to minimize bad debts, and oversee the...

  • Analyst - Credit Risk

    1 week ago

    Bengaluru, Karnataka, India BSR & Co Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionShould have prior experience in model development, model validation or model monitoring with GSIBs or Indian Banks. • Good understanding of Credit Risk Model Development steps starting with exploratory data analysis, roll rate, vintage analysis, good/bad definitions, factor selections, logistic/ linear regressions including assumptions and...

  • Credit Analyst

    7 days ago

    Bengaluru, Karnataka, India Live Connections Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Title:Credit AnalystExperience:5 – 14 YearsNotice Period:Immediate to 60 Days (Immediate joiners preferred)Job Description:We are seeking a skilledCredit Analystto join our Global Banking and Commercial Banking teams. The ideal candidate will be responsible for conducting detailed financial and risk analysis to support credit decisions and maintain...

  • Assistant Director- Credit analysis

    5 days ago

    Bengaluru, Karnataka, India Acuity Knowledge Partners Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Exciting job opportunity at Acuity KP, Bengaluru-Job PurposeWe are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our European client ensuring we fulfil the applicable SLAs.Key ResponsibilitiesMaintaining high quality in the below workflows by performing quality...