Data Scientist

Data Scientist - About Biz2Credit Biz2Credit was founded in 2007 with one goal; make business finance work better. We're backed by Nexus Venture Partners and our 225,000 small business customers. Since we started, Biz2Credit has been the best place for small businesses to get funding online. About Biz2x Biz2X is the lending platform that has helped Biz2Credit become the premier online business lender. Biz2X is the platform chosen for business lending at banks and financial institutions around the world. Lenders choose our platform because they want to transform their lending practices digitally. Our approach is different because we know business lending. Biz2X is built on the insights and expertise that came from a decade-plus of Biz2Credit's lending experience. That's why the platform works so well for lenders of all sizes Biz2X's industry awards We are proud to be publicly recognized by some of the biggest awards in the industry for our outstanding efforts. Introduction Biz2Credit Talent Acquisition team is excited to accompany you on your recruitment journey with us. We aim to provide not only a smooth journey, but also one where we have the opportunity to both adequately assess you as a candidate, whilst giving you something to take away; whatever the outcome. In this guide you will find useful information about our recruitment process and how to best prepare for your interviews. If you require any additional information, please reach out to your Talent Acquisition contact. They will be happy to assist you. Good luck Our interview processes What to expect: Recruiter call (20 minutes) Gather a more in depth understanding of your experience and working style Align on our working culture & values Explain Biz2Credit and the role Hiring Manager call (60 minutes including skill assessment) Foundational concepts of machine learning SQL skills will be evaluated Academic projects/ work experience listed on your resume Data Science Leadership call (30 minutes including skill assessment) Foundational concepts of machine learning Explore your skills and confirm alignment with the role Projects listed on resume Challenges faced and their resolution Leadership Team call (45 minutes) Meet our leadership team Explore further alignment to our values and attributes aligned with success Ask about their vision for Biz2Credit moving forward Offer Offer discussion with HR team Offer Acceptance Data Scientist - Job description About the Role: This is a rare opportunity to join a fast-growing team, where you will play a major role in shaping Biz2Credit's future. We're looking for an exceptional candidate that is excited about the opportunity to build a next-generation financial services business. We believe that there is a tremendous opportunity to leverage cutting-edge data science to inform smarter, faster decision making. As a Biz2Credit Data Scientist, you will shape the company's data-centric culture, work closely with our engineering team to develop our analytics infrastructure, and collaborate closely with our Chief Risk Officer on developing, validating, and automating our customer conversion and underwriting models. While a background in financial services is not required, you must be passionate about tackling complex data challenges for the benefit of small and medium businesses everywhere. YOU WILL: Drive the ongoing advancement and refinement of Biz2Credit's credit decisioning & pricing model - optimizing risk and return while dramatically reducing decision cycle times. Continuously evaluate alternative data sources and structures to document and improve the efficacy of our customer conversion models and processes. Harness the power of Biz2Credit's technology to proactively identify emerging risks as well as opportunities with our customers. Play a key role in the design and implementation of ongoing operational and risk reporting and analytics. Work on data projects and proposals involving Biz2Credit's financial services partners worldwide (banks, non-banks, debt investors, equity investors and others) to analyse, classify and visualize credit-related data Perform ad hoc analyses on customer, business, and portfolio trends to generate actionable insights for internal and external stakeholders Manage multiple projects and priorities while delivering accurate & timely results in a fast-paced environment Requirements Degree in Statistics, Applied Mathematics, Engineering, Computer Science or other quantitative fields from leading university; Advanced degree preferred 0-2 years' experience performing quantitative analysis within self-directed roles Practical hands-on experience in the development and implementation of new predictive models and comfortable in learning new statistical tools and techniques Ability to visualize and communicate sophisticated data and models to all audiences Specifically demonstrated experience, knowledge, accuracy, and speed of execution in PowerPoint, Excel, and Python (knowledge of other programming knowledge and BI tools, such as Tableau & Power BI, is a plus) Highly motivated, versatile, capable of working independently with demonstrated initiative Strong oral and written communication skills   Our Structured Interview Process Fully structured interview processes are designed to ensure we assess each candidate on the exact same criteria and assessment methodology. This means the process you are about to embark on will be the same process provided to every other applicant for this role. You will meet the same people, complete the same tasks and will be asked the same questions. We feel this is an essential approach in providing an unbiased and impartial way to assess each candidate and, most importantly, provides a level playing field for all applicants HOW TO PREPARE FOR YOUR INTERVIEW Please take a look at our website–you'll find useful information regarding our team, product and history. Here are some of the useful links (watch out for both India and US products) Some Important Biz2x Videos (recommend watching all 3 parts of this video) Review our values–while you're reviewing the website, please read our values. Our values are a blueprint for success at Biz2Credit. Consider what questions we might ask you that relate to our values as these will be assessed. Review the job description–our job descriptions are linked to our assessment criteria (soft skills and hard skills) which is linked to our interview questions, we recommend thinking about: questions we could ask you to assess those skills situations you have handled that best illustrate those skills Have questions prepared–we will do our best to give you all of the information you need but we would like to hear what you're curious about. Curiosity is one of the best signs of motivation and interest TIPS FOR INTERVIEWING SUCCESS When answering your questions please answer in the following format: Situation - set the scene of the situation Task - what tasks were involved in the situation? Action - what actions did you take? Result - what were the results of your actions? Be concise - keep your answers to the point and try not to ramble or go off on a tangent. Think about why you want to work for us - we want to know how the role fits in with your career plans, and why you'd be an excellent values-fit to an amazing collective of proud Biz2Cretian