Credit Manager

17 hours ago


Noida, Uttar Pradesh, India Loantrust Full time

Company Description

is a fast-growing fintech company that specializes in providing short-term loan services to individuals. Dedicated to offering quick, secure, and reliable financial solutions, we pride ourselves on a completely online, paperless process that ensures hassle-free and efficient service. Our focus lies in delivering customer satisfaction while adhering to strict compliance standards. By leveraging technology, we make financial services more accessible to our clients and provide innovative solutions to meet their needs.

Role Description

This is a full-time, on-site role located in Noida for a Credit Manager. The Credit Manager will oversee credit approval processes, evaluate the creditworthiness of applicants, and conduct risk assessments to ensure responsible lending practices. Responsibilities include managing loan portfolios, developing credit guidelines, ensuring compliance with regulatory standards, and collaborating with cross-functional teams to optimize credit policies. The role also involves monitoring loan performance and implementing strategies for risk mitigation.

Qualifications

  • Expertise in credit analysis, risk assessment, and loan underwriting
  • Strong understanding of financial principles, regulations, and credit policies
  • Experience in customer relationship management and addressing customer concerns
  • Proficiency in financial software and tools for maintaining accurate credit records
  • Strong analytical, problem-solving, and decision-making skills
  • Excellent communication and interpersonal abilities
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field
  • Prior experience in the fintech industry or financial services is an advantage


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