Life Underwriting Consultant

4 days ago


Bengaluru, Karnataka, India Ethos Life Full time ₹ 15,00,000 - ₹ 25,00,000 per year

About the Role

Are you a life insurance underwriter with 3+ years of experience, who is passionate about the profession of underwriting? Are you interested in getting in on the ground floor of a growing team at an insurtech startup? Would you enjoy working in a collaborative environment where your opinion matters?

Duties and Responsibilities:

  • Understand underwriting policies, guidelines, practices and procedures
  • Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
  • Communicate effectively both written and verbally to explain underwriting decisions
  • Influence and champion changes to improve processes while maintaining mortality expectations Work efficiently to gather information necessary for decision making
  • Ability to independently work assigned requests with minimal direction.
  • Comfortable with ambiguity.

Qualifications and Skills:

  • 4 year degree preferred
  • Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial) Ability to think critically and problem solve independently
  • Positive, inclusive, agile, and collaborative mindset
  • Strong verbal and written communication skills
  • Term and permanent life insurance underwriting
  • In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU


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