Underwriter (US Residential Mortgage)
5 hours ago
We are hiring Underwriter to support mortgage underwriting operations. The role involves evaluating borrower profiles using the 4 Cs of UnderwritingCredit, Capacity, Capital, and Collateral to ensure accurate income assessment, risk evaluation, and compliance with lending standards.
Role & responsibilities
- Evaluate borrower profiles based on the 4 Cs of Underwriting: Credit, Capacity, Capital, and Collateral
- Review credit reports to assess creditworthiness
- Calculate Debt-to-Income (DTI) and Loan-to-Value (LTV) ratios
- Validate property value through appraisal reports
- Ensure compliance with underwriting guidelines and regulatory requirements
- Meet quality standards and turnaround time targets
- Review and verify mortgage loan applications and supporting documentation
- Analyze income documents including pay stubs, tax returns, W-2s, and bank statements
- 28 years of experience in mortgage underwriting, income calculation, or due diligence
- Strong understanding of the 4 Cs of Underwriting
- Hands-on experience in US mortgage processes
Preferred candidate profile
Are you familiar with the 4 Cs of underwriting (Credit, Capacity, Capital, Collateral)?
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