Underwriter

5 days ago

Mysore, Karnataka, India ThoughtFocus Full time ₹ 5,00,000 - ₹ 15,00,000 per year

About company

ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences, and drive operating efficiencies. We do this through executional excellence and mitigating the risk of change. With headquarters in the U.S., the Company has more than 3,000 employees in locations spread across five countries. For more information, please visit the company website

Processing

  • Order Setup:
    Open new loan files in the Loan Origination System (LOS) and ensure accurate data entry.
  • Document Collection:
    Gather borrower's initial application, credit report, income, assets, and property documentation.
  • Appraisal Management:
    Order and track appraisals to validate property value and condition.
  • VOE & VOD Requests:
    Obtain Verification of Employment and Verification of Deposit.
  • Document Follow-Up:
    Communicate with borrowers, loan officers, and third parties to obtain outstanding or missing documentation.
  • File Assembly:
    Organize all required documents systematically for underwriting submission.
  • Pre-Underwriting Review:
    Conduct a thorough review for accuracy, completeness, and potential red flags.
  • File Submission:
    Deliver processed and validated loan files to underwriting.

Underwriting

  • Loan File Review:
    Analyze borrower credit, income, assets, liabilities, and property documents against program/investor guidelines.
  • Creditworthiness Verification:
    Ensure borrower meets eligibility and program requirements.
  • Financial Calculations:
    Accurately calculate Debt-to-Income (DTI) and Loan-to-Value (LTV) ratios.
  • Property Risk Assessment:
    Review appraisals for accuracy, value, condition, and marketability.
  • Fraud/Risk Detection:
    Identify red flags, inconsistencies, and potential fraud indicators.
  • Decision Making:
    Issue conditional approvals, suspensions, or denials based on file review.
  • Condition Management:
    Work with processors and loan officers to communicate conditions and review additional documents.
  • Final Approval:
    Issue final "clear-to-close" once all conditions are satisfied.

  • Credit Manager

    1 week ago

    Mysore, Karnataka, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    To underwrite and manage the portfolio in assigned branch/location Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes....

  • Team Lead

    2 weeks ago

    Mysore, Karnataka, India ThoughtFocus Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    About companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Title Specialist

    2 weeks ago

    Mysore, Karnataka, India ThoughtFocus Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    About companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Title search

    2 weeks ago

    Mysore, Karnataka, India ThoughtFocus Full time ₹ 2,00,000 - ₹ 6,00,000 per year

    Position Title: Title Search AnalystLocation: Mysuru, KarnatakaShift: US Shift OnlyEmployment Type: Full-time & WFORole OverviewWe are seeking an experienced Title Search Analyst with expertise in the U.S. mortgage domain. In this role, you will be responsible for conducting comprehensive title searches, identifying, and resolving title defects, and ensuring...

  • Loan Servicing Specialist

    3 days ago

    Mysore, Karnataka, India ThoughtFocus Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    About companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Underwriter

    3 weeks ago

    Mysore, India ThoughtFocus Full time

    About company ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Underwriter

    3 weeks ago

    mysore, India ThoughtFocus Full time

    About company ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Underwriter

    2 weeks ago

    Mysore, India ThoughtFocus Full time

    About companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Underwriter

    3 weeks ago

    Mysore, India ThoughtFocus Full time

    About companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Underwriter

    3 weeks ago

    Mysore, India ThoughtFocus Full time

    About companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Underwriter

    6 hours ago

    mysore, India ThoughtFocus Full time

    About companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Underwriter

    2 weeks ago

    Mysore, India ThoughtFocus Full time

    About companyThought Focus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. Thought Focus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user...

  • Underwriter

    3 weeks ago

    Mysore, India ThoughtFocus Full time

    About companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Underwriter

    6 days ago

    mysore, India ThoughtFocus Full time

    About companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...

  • Underwriter

    3 days ago

    Mysore, India ThoughtFocus Full time

    About companyThought Focus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. Thought Focus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user...