Branch Credit Manager

Company Description

PNB Housing Finance Limited is a renowned brand with over three decades of expertise in housing finance and a commitment to supporting homeownership in India. Promoted by Punjab National Bank, the company offers a wide range of financial products including housing loans, loans for commercial spaces, and loans against property. PNB Housing is registered with the National Housing Bank and is publicly listed on both NSE and BSE. With a strong credit rating of 'AA+' and a vast presence across 20 states, the company is equipped with a robust distribution network to meet diverse customer needs. PNB Housing is dedicated to delivering value-driven, customer-focused solutions, backed by modern services such as online applications, doorstep service, and personalized programs.

Role Description

This is a full-time, on-site role located in Tiruvallur for the position of Branch Credit Manager. The primary responsibilities include evaluating credit applications, assessing financial documents, and performing credit risk assessments to ensure sound financial decision-making. The role involves monitoring and managing loan portfolios, collaborating with other departments to resolve credit issues, and ensuring compliance with internal policies and regulatory standards. The Branch Credit Manager will also contribute to minimizing risks and enhancing the credit approval process through analytical insights.

Qualifications

• Strong expertise in Credit Management and Credit Risk Management
• Proficient Analytical Skills to assess financial information and make informed decisions
• In-depth knowledge of Finance and Credit principles
• Excellent communication and collaboration skills to work effectively with internal teams and external stakeholders
• Prior experience in the financial sector or housing loans is beneficial
• Familiarity with regulatory guidelines and compliance standards is preferred
• Bachelor's degree in Finance, Economics, Accounting, or a related field is required; advanced certifications or degrees are an advantage