Branch Credit Manager

Company Description

PNB Housing Finance, backed by Punjab National Bank, has over 35 years of expertise in providing housing finance solutions to customers across India. The company offers a wide range of financial products, including home loans for purchasing, constructing, or upgrading properties, as well as loans for commercial spaces and residential plots. Listed on the NSE and BSE since 2016, PNB Housing Finance holds a strong credit rating of 'AA+' with a 'Stable' outlook, reflecting its financial stability. With a comprehensive distribution network spanning 20 states and innovative services such as online applications and instant e-approvals, the company is committed to addressing customer needs effectively. Discover career opportunities with PNB Housing Finance today and join a trusted leader in the housing finance sector.

Role Description

We are hiring a full-time Branch Credit Manager for our Tiruvallur location. The Branch Credit Manager will be responsible for evaluating credit proposals, conducting risk assessments, verifying borrower documentation, and ensuring compliance with company policies and regulations. The role involves monitoring portfolio performance, preparing credit appraisal memos, and providing recommendations on credit limits. The professional will collaborate closely with internal teams for efficient loan disbursements and maintain strong client relationships to ensure customer satisfaction.

Qualifications

• Strong expertise in Credit Management and Credit Risk Management
• Proficiency in Finance and Credit operations
• Exceptional Analytical Skills to evaluate and mitigate potential risks
• Sound knowledge of regulatory guidelines related to housing finance
• Bachelor's or Master's degree in Finance, Business Administration, or a related field
• Preferred experience in housing finance, lending institutions, or a related industry
• Excellent communication and decision-making skills