Sales Manager

4 days ago

Delhi, Delhi, India The Hiring Company Full time ₹ 3,60,000 - ₹ 8,40,000 per year

Job Title: Loan Specialist – MSME Lending

About the Role

We are looking for an experienced
Loan Specialist
to connect MSME borrowers with a wide network of
banks and NBFCs
. The role involves understanding borrower requirements, assessing credit eligibility, and matching them with the most suitable loan products — ensuring faster approvals, better loan terms, and high customer satisfaction.

This position combines
sales and credit analysis
, involving end-to-end ownership of the loan process — from customer engagement to sanction and disbursement.

Key Responsibilities

  • Engage with MSME borrowers to understand
    funding needs, business goals, and repayment capacity
    .
  • Review
    credit scores, financial statements, and collateral details
    to evaluate loan eligibility.
  • Recommend suitable
    bank or NBFC loan products
    , optimizing for rate, tenure, and amount.
  • Coordinate with
    relationship managers, underwriters, and lenders
    for smooth loan processing.
  • Act as a
    bridge between borrowers and lenders
    to resolve issues and ensure clear communication.
  • Maintain accurate
    borrower records in CRM systems
    and provide insights for process improvement.
  • Build long-term borrower relationships through
    transparent, trust-based communication
    .

Required Skills & Qualifications

  • Experience:
    2–5 years in
    banking or NBFCs
    in a similar role.
  • Product Knowledge:
    Strong understanding of
    secured loan products
    , especially
    mortgages
    or
    loan against property (LAP)
    .
  • Technical Skills:
    Ability to read
    financial statements
    and interpret
    credit reports (CIBIL, CRIF, etc.)
    .
  • Soft Skills:
    Excellent communication, persuasion, and analytical skills.
  • Mindset:
    Customer-centric, detail-oriented, and comfortable in a
    tech-enabled, fast-paced lending environment
    .

Job Details

  • Industry:
    Financial Services / Banking / FinTech / Lending
  • Functional Area:
    Sales, Credit, and Loan Processing
  • Employment Type:
    Full-time
  • Number of Openings:
    5
  • Salary Range:
    ₹30,000 – ₹70,000 per month (Gross)
  • Work Location:
    New Delhi

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