Financial Crime Investigator

Job Title - Financial Crime Investigator - Fintech Focus

Location - Delhi - India

About Tazapay
Tazapay is a cross border payment service provider. They offer local collections via local payment methods, virtual accounts and cards in over 70 markets. The merchant does not need to create local entities anywhere and Tazapay offers the additional compliance framework to take care of local regulations and requirements. This results in decreased transaction costs, fx transparency and higher auth rates.

They are licensed and backed by leading investors.

What's exciting waiting for You?

This is an amazing opportunity for you to join a fantastic crew before the rocket ship launch. It will be a story you will carry with you through your life and have the unique experience of building something ground up and have the satisfaction of seeing your product being used and paid for by thousands of customers. You will be a part of a growth story be it anywhere - Sales, Software Development, Marketing, HR, Accounting etc.

We believe in a culture of openness, innovation & great memories together.

Are you ready for the ride?

Find what interesting things you could do with us.

Role Overview
Tazapay is seeking an experienced Financial Crime Investigator to join its Financial Crime Compliance (FCC) team. This position will primarily support ongoing assessments of controls related to fund flow set-ups and payment operations of fintech partners, with a primary focus on identifying and investigating suspicious activities associated with fintech-related products and services.

The successful candidate will work alongside a senior team member. While prior experience in fintech-specific control environments is not required, the ability to quickly understand and analyze complex transactional set-ups and payment structures is essential. In addition, the role will require familiarity with customer onboarding processes, as part of the remit includes evaluating the adequacy of onboarding controls implemented by fintech partners and customers. This position will also act as a back up to work on forensic investigations as well.

Responsibilities

• Conduct investigations into potentially suspicious financial activity, particularly within fintech-related flows.
• Evaluate the adequacy and effectiveness of controls related to fund flows, payment operations, and customer onboarding.
• Collaborate with internal stakeholders to ensure timely escalation and resolution of findings.
• Review and assess unusual transaction patterns, customer behaviour, and risk indicators to determine the presence of financial crime concerns.
• Prepare clear, concise, and well-substantiated internal investigation reports and regulatory filings, including Suspicious Transaction Reports (STRs).
• Support the continuous enhancement of the FCC framework, including investigative methodology and partner risk assessments.
• Maintain awareness of emerging financial crime trends, typologies, and regulatory expectations relevant to the fintech sector.

Qualifications:

• 3 to 5 years of relevant experience in financial crime investigations, with exposure to payments or fintech operations.
• Proven ability to assess complex transactional flows and fund movement structures.
• Familiarity with AML/CFT regulatory frameworks, risk assessment methodologies, and investigative procedures.
• Strong analytical and problem-solving skills, with the ability to work independently and exercise sound judgment.
• Excellent written and verbal communication skills, with a high standard of documentation quality.
• Exposure to fintech, payment service providers, or embedded finance ecosystems.
• Understanding of onboarding risk assessments and related KYC/CDD controls.

What We Offer:

• A dynamic and challenging work environment with opportunities for personal and professional growth.
• Competitive salary and benefits package.
• Flexible working conditions.
• The chance to be part of a company shaping the future of global finance.

Tazapay's Vision and Operating Principles.

Tazapay Vision (North Star)

The platform of choice for Collect, Hold and Pay for global businesses anchored in emerging markets

Tazapay Mission

To enable cross-border business to focus on growth by enabling them to access more consumers overseas, simplifying operations and drive cost efficiencies through a single integration with Tazapay platform

Tazapay operating principles

• We always aspire to delight, in big or small ways: We start with the customer and work backwards
• We dive deep: We are in a complex business; Cannot operate at the surface level. Learning from our mistakes will cultivate deep knowledge and analytical rigor
• We debate, disagree but once decided, we commit: Challenge decisions when you disagree, even when doing so is uncomfortable or exhausting. Once a decision is made, commit wholly
• We deeply care about what we do and are proud of it: Focus on quality, and take it to heart when something falls short. Maintain a growth mindset and focus on continuous improvement
• We take ownership and are never complacent: Focus on the processes, and drive individual accountability through transparency & tracking. Leaders don't say - "It's not my job"

Location - Delhi

Join our team and let's groove together to the rhythm of innovation and opportunity

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Tazapay