Analyst, Legal Compliance

Job Title:

Analyst, Legal Compliance

Overview:

JOB TITLE

Analyst, Legal Compliance, Mastercard Transaction Services

Overview
At Mastercard, we are committed to protecting our network and solutions from being used to facilitate money laundering and terrorist financing. The Mastercard Transaction Services (MTS) Compliance Analyst actively participates in a Shared Services support role for Non-Traditional Customers (NTC). Mastercard has business lines, such as Data and Services (D&S), that acquires other companies, which requires customers of those acquisitions to undergo due diligence onboarding and ongoing monitoring, with a focus on Anti-Money Laundering (AML) and sanctions compliance.

Reporting to the Manager-Legal Compliance, MTS, this role will execute the day-to-day onboarding and ongoing monitoring for these Non-Traditional Customers of D&S acquisitions. The Analyst works under general supervision and leverages analytical reasoning skills to draw conclusions, resolve moderately complex research, perform root cause analysis, assess risk factors, and perform other assigned compliance activities as deemed necessary.
Role

• Perform Know Your Customer (KYC) due diligence onboarding identification and verification procedures for potential new NTC customers through the Bureau Van Dijk (BVD) system, with a focus on AML and sanctions compliance

• Conduct initial and ongoing alert dispositioning relating to sanctions, adverse media. Politically Exposed Persons (PEPs), enforcement etc. screening, using resources and research to determine if alerts are positive or false positive

• Escalate positive alerts to MTS management for further review. Confirmed positive alerts are escalated to D&S Compliance for further guidance and action

• Conduct simplified due diligence screening process through GRID for potential prospects who are not yet in the onboarding process to ensure no sanctions or adverse information is related to the company or individual

• Ensure that Service Level Agreements (SLAs) are met for due diligence onboarding and ongoing monitoring and prospect screening, including follow-up analysis and reconciliation

• Perform periodic Customer Due Diligence (CDD) reviews so that risks can be reevaluated and if activity is aligned with expectations

• Document the review and investigation process followed for each customer due diligence and alert disposition process undertaken so that a clear, auditable trail is available of decisions made and actions taken

• Provide support to D&S compliance during the customer lifecycle to evaluate potential AML and sanctions risks

• Provide support and input for AML and sanctions Program Risk Assessments

• Adhere to compliance procedures and internal operational risk controls in accordance with all applicable regulatory standards, requirements, and policies

• Support D&S Compliance team with metrics and reporting as needed

• Ensure proper recordkeeping is maintained for all processes

All About You

• Bachelor's degree required/or the equivalent experience in a compliance, risk management function in the financial services or payments industry

• At least 5+ years of experience in compliance data services or related fields (e.g., AML,KYC, Sanctions)

• Analytical thinker and practical problem solver with demonstrated ability to partner effectively with others in handling issues

• Motivated self-starter with an appetite to learn and grow in a regulatory compliance function

• Ability to follow and execute procedures with limited supervision, to work in a fast paced and dynamic environment while handling multiple tasks simultaneously, and consistently meet established deadlines

• Sound judgment with ability to build rapport at multiple levels, and across business lines; proven ability to persuade and drive results

• Strong attention to detail, problem-solving, organizational, and written/verbal communication skills

• Strong understanding of AML, BSA, USA PATRIOT Act and OFAC controls and requirements

• ACAMS Certification preferred

• Technologically savvy with Microsoft Office and database tools

Location(s): Pune, IndiaTo find US Salary Ranges, visit People Place. Under the Compensation tab, select "Salary Structures." Within the text of "Salary Structures," click on the link "salary structures 2025," through which you will be able to access the salary ranges for each Mastercard job family. For more information regarding US benefits, visit People Place and review the Benefits tab and the Time Off & Leave tab.

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