Operations Team Member-WBG OPERATIONS

1 day ago

Ahmedabad, Gujarat, India Kotak Mahindra Bank Full time ₹ 5,00,000 - ₹ 10,00,000 per year

Kotak Mahindra Bank

Job Role

  • Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team.

  • Stamp Duty as per Legal Stamp Duty Grid is adhered too.

  • Limits & Collateral Maintenance.

  • CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions.

  • Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL.

  • Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk.

  • Preparation and releasing the Disbursement Advice to Loan Maintenance Team for disbursement of loans in LPS. (Wherever there is a term loan / WCDL facility at the time of limit setting), Limit loading Instructions (LLI) to Treasury team for treasury products & CMS team for CMS products.

  • Insertions (documents received post disbursement).

  • Deferral Closures (post receipt of requisite document from Business Unit against deferral obtained).

  • Tracking of post disbursement conditions related to Wholesale & Commercial operations in DRS as "pre-approved".

  • Handover of Files (All documents except Title Deeds) & Dockets (Title Deeds – Property wise i.e. for every property mortgaged separate docket is a must) including insertions to DMT for further action & receipt of acknowledgement in ET / Register (in case of non-ET transactions, if any).

  • Handover of PDC / SPDC's to the Vendor on a weekly basis & receive acknowledgement.

  • Liaison with Auditors & Ensure no audit queries. MIS (Daily Reporting, Pending Status, Insertions).

  • Confirmation to DMT for Release of property & verification of the property documents before releasing to customer / RM / customer service.

  • Signatories for issuance of sanction letter are in accordance to the list of signatories provided by Business & Credit

  • Qualification – Graduate / Post-Graduate

Job Requirement

  • Detail oriented and ability to multi-task
  • Good Interpersonal skills and ability to work in teams
  • Excellent Communication Skills
  • Proficiency in MS-Office
  • Diploma or Graduate in electrical engineering with minimum 3 years of work experience in Data center management/ operations

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