Senior Analyst, Underwriting Support

6 days ago


Bengaluru, Karnataka, India Anvaya Info Solutions Pvt. Ltd Full time ₹ 70,000 - ₹ 9,00,000 per year

Senior Analyst, Underwriting Support, Consumer Direct APAC - Bangalore

Experience: Years

Job Location: Bangalore

Roles and Responsibilities:

  • Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.
  • Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
  • Provides final approval underwriting of mortgage loans – Conventional, Correspondent, FHA, VA, Reverse.
  • Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
  • Sign off conditions in a timely manner set by management.
  • Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit's policies and practices.
  • Manage loans by using all functions of Encompass.
  • Effectively communicate underwriting decisions with processors and advisors
  • Maintain high level of customer service and communication with other departments.

Qualification:

  • Bachelor's degree or equivalent of fifteen years of education mandatory
  • Minimum of 1 years of experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review.
  • Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards.
  • Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting

Ready to do any shifts including night shift as per Business unit requirements.Ready to travel to office for training and other learning work related activities as per Business unit requirements.Must Have skills:US mortgage residential underwritingcore underwriting possesses the 4c's of Underwriting (credit, collateral, cash, and capacity)Income calculations for Salaried and self employedCandidate must have experience in - underwriting is a crucial and challenging process in the US mortgage industry, where a loan is sanctioned or declined. Underwriters review documents, which is a difficult task, leading to processes being segregated into loan setup, post-closing, repurchase review, and then underwriting.candidates must have working knowledge of appraisal forms, which involve checking the security and value of the mortgaged property, even though some companies have separate appraisal departments

Job Type: Permanent

Pay: ₹700, ₹900,000.00 per year

Benefits:

  • Health insurance
  • Provident Fund

Work Location: In person

Speak with the employer



  • Bengaluru, Karnataka, India Black And White Business Solutions Full time ₹ 8,00,000 - ₹ 16,00,000 per year

    About ClientHiring for One of the Most Prestigious Multinational CorporationsJob Title : Senior Live UnderwritersQualification : Any Graduate or AboveRelevant Experience : 4 to 8 YearsMust Have Skills :Live underwriters4C'sResidential UnderwritingUS Mortgage Collateral Capacity Credit & IncomeRoles and Responsibilities :The Conventional Underwriter...

  • Underwriter

    4 weeks ago


    Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior Underwriter Company: Brace infotech Pvt. Ltd. Work Location: Bangalore, Karnataka Drive Dates: August 22–23, 2025 Interview Time: 11:00 AM – 3:00 PM Venue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka Role Overview We are...


  • Bengaluru, Karnataka, India Black And White Business Solutions Full time ₹ 8,32,000 - ₹ 16,00,000 per year

    About ClientHiring for One of the Most Prestigious Multinational CorporationsJob Title : Live UnderwritersQualification : Any Graduate or AboveRelevant Experience : 3 to 10 YearsMust Have Skills :Live underwriters4Cs Collateral Capacity Credit & IncomeResidential UnderwritingPre purchase review / PPRRoles and Responsibilities :The Conventional Underwriter...

  • Credit Underwriting

    4 weeks ago


    Bengaluru, Karnataka, India Efficient Capital Labs Full time

    About Us Efficient Capital Labs (ECL) is a VC backed, innovative fintech company headquartered in the US with a subsidiary in Bangalore, India.At ECL, our vision is to enable border agnostic access to capital for businesses in emerging markets, such as India, so that they can benefit from lower capital costs that are available in markets such as the U.S.Our...

  • Credit Underwriting

    4 weeks ago


    Bengaluru, Karnataka, India Efficient Capital Labs Full time

    About UsEfficient Capital Labs (ECL) is a VC backed, innovative fintech company headquartered in the US with a subsidiary in Bangalore, India.At ECL, our vision is to enable border agnostic access to capital for businesses in emerging markets, such as India, so that they can benefit from lower capital costs that are available in markets such as the U.S. Our...

  • Credit Underwriting

    4 weeks ago


    Bengaluru, Karnataka, India Efficient Capital Labs Full time

    About UsEfficient Capital Labs (ECL) is a VC backed, innovative fintech company headquartered in the US with a subsidiary in Bangalore, India.At ECL, our vision is to enable border agnostic access to capital for businesses in emerging markets, such as India, so that they can benefit from lower capital costs that are available in markets such as the U.S. Our...

  • Underwriter

    3 weeks ago


    Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: Bangalore, KarnatakaDrive Dates: August 22–23, 2025Interview Time: 11:00 AM – 3:00 PMVenue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka 560037 Role OverviewWe are...

  • Underwriter

    3 weeks ago


    Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: Bangalore, KarnatakaDrive Dates: August 22–23, 2025Interview Time: 11:00 AM – 3:00 PMVenue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka 560037 Role OverviewWe are...

  • Underwriter

    3 weeks ago


    Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior Underwriter Company: Brace infotech Pvt. Ltd. Work Location: Bangalore, Karnataka Drive Dates: August 22–23, 2025 Interview Time: 11:00 AM – 3:00 PM Venue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka Role Overview...

  • Underwriter

    4 weeks ago


    Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior Underwriter Company: Brace infotech Pvt. Ltd. Work Location: Bangalore, Karnataka Drive Dates: August 22–23, 2025 Interview Time: 11:00 AM – 3:00 PM Venue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka Role Overview...