Area Credit Manager-Commercial Vehicle-Credit Appraisal-Mumbai-Lower Parel-MM
7 days ago
To underwrite corporate finance business and manage the portfolio in assigned area .
o Support and co-partner with business teams to manage end to end credit approval for the designated region
o Underwrite cases and present to senior level
o Authorize deviations raised and documented by underwriters in compliance with credit policy.
o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
o Approve all disbursement requests on the basis of achieved adherence to requirements on agreement value, full documentation attainment at the branch level.
o Monitor and oversee PDD management and ensure timely completion of personal discussion documents through customer visits in high value cases.
o Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
o Co-ordinate with the recoveries team and generate business insights.
o Lead a team of credit approvers to ensure portfolio quality and delinquencies.
o Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB
o Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
o Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.
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Zonal Credit Manager
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Mumbai, Maharashtra, India Credit Saison Full time ₹ 10,00,000 - ₹ 30,00,000 per yearAbout Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...
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Mumbai, Maharashtra, India Tata Capital Full timeDescriptionManager - Compliance Framework and Testing - Housing - Compliance - Mumbai - Lower Parel - (17th Floor) - MM
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Mumbai, Maharashtra, India Tata Capital Full timeMajor Deliverables: Preparation of Credit appraisal note and In-principle notes/presentations. Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc. Building knowledge base by engaging with internal as well as...
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Mumbai, Maharashtra, India Tata Capital Full timeKey Objective of the Job:To handle responsibilities mapped to profile of Area Credit Manager.- Review and Evaluating large Corporate proposals within stipulated timelines- Underwriting and structuring transactions by reviewing Business, Financial, Industry and Management related risks- Review and negotiations of covenants, structure related inputs, for...
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Mumbai, Maharashtra, India Tata Capital Full timeDescriptionMajor Deliverables: Preparation of Credit appraisal note and In-principle notes/presentations. Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc.Building knowledge base by engaging with internal...
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Mumbai, Maharashtra, India Tata Capital Full timeMajor Deliverables: Preparation of Credit appraisal note and In-principle notes/presentations. Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc. Building knowledge base by engaging with internal as well as...
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Mumbai, Maharashtra, India Tata Capital Full timeDescriptionMajor Deliverables: Preparation of Credit appraisal note and In-principle notes/presentations. Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc.Building knowledge base by engaging with internal...
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Area Credit Manager
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Mumbai, Maharashtra, India Nexcen IT Services Pvt Ltd Full timePosition: Area Credit ManagerDepartment: CreditLocation: MumbaiEmployment Type: Full-timePosition OverviewWe are seeking a skilled and detail-oriented Area Credit Manager to join our team. The ideal candidate will have a strong understanding of credit assessment, financial analysis, and risk evaluation, along with the ability to work collaboratively with...
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Credit Manager
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Senior Credit Manager
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Navi Mumbai, Maharashtra, India Tyger Capital Full timeJob PurposeResponsible for credit underwriting for Retail / Affordable Housing business across assigned branches or regions. The role involves thorough customer assessment, adherence to credit policies, and ensuring sound portfolio management.Key ResponsibilitiesAssess and underwrite credit proposals for self-employed and business customers as per...
