Market&Credit RISK HEAD

3 days ago

Delhi Gurugram NCR, India Talent Career Consultants Full time ₹ 12,00,000 - ₹ 36,00,000 per year

To provide strategic leadership and oversight of the banks risk management framework across Market, Credit, and Liquidity risk disciplines in India.

Ensure compliance with RBI regulations, Basel III/IV, and the bank's global risk policies, safeguarding the integrity and resilience of the India franchise.

2 Key Responsibilities

A. Risk Governance & Strategy

Define and execute the risk management strategy aligned with global and local regulatory frameworks.

Advise the CEO, Board, and Regional Risk Office on all material risk exposures.

Serve as a member of key governance committees — ALCO, Credit Committee, Operational Risk Committee, and Board Risk Committee.

Implement and monitor the Risk Appetite Framework (RAF) for India.

B. Market Risk Management

Oversee all market risk exposures from trading, treasury, and banking book positions.

Supervise VaR, stress testing, interest rate risk, FX, and liquidity risk metrics.

Approve risk limits, stop-loss levels, and sensitivity thresholds.

Ensure independent validation and back-testing of market risk models.

Coordinate with Regional Market Risk and Treasury teams for risk aggregation and escalation.

C. Credit Risk Management

Lead the Credit Risk function for corporate, institutional, and interbank exposures.

Establish credit policies, counterparty limits, and rating methodologies consistent with global standards.

Oversee large exposure monitoring, credit concentration, and ECL / provisioning frameworks.

Evaluate credit proposals and ensure adherence to Basel II/III IRB requirements where applicable.

Drive portfolio quality through robust early warning and watch-list mechanisms.

D. Regulatory & Enterprise Risk Compliance

Ensure full compliance with RBI, BCBS, and Head Office risk governance requirements.

Lead preparation of regulatory submissions (ICAAP, ILAAP, Stress Testing, BCBS 239).

Maintain effective dialogue with RBI's Risk Supervision Department and Statutory Auditors.

Support risk integration across Market, Credit, Operational, and Conduct risk pillars.

E. Leadership & Stakeholder Management

Lead and develop a team of risk professionals with expertise across risk domains.

Collaborate with business heads to ensure prudent risk-taking aligned with bank's risk appetite.

Act as the primary risk contact for global, regional, and local regulators.

3 Key Competencies

Deep knowledge of Basel III/IV, RBI Master Directions, and ICAAP frameworks.

Proven experience in Treasury Risk, Credit Assessment, Stress Testing, and ALM.

Strong command of risk systems (Murex, Calypso, Moody's, SAS, or equivalent).

Exceptional leadership, communication, and regulatory liaison skills.

Ability to operate in a matrix environment with global reportin

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