Credit Analyst

• Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence
• Provide recommendations tied to analysis and assessment of credit risk
• Present analysis, findings, and recommendations to managers, especially findings that involve a borrowers ability to repay
• Keep up to date with the companys lending protocols
• Reconcile credit files and identify discrepancies and variances
• Develop and prepare spreadsheets and models to support analysis of new and existing credit applications

Credit Analyst Job Description Relevant Skills, Knowledge, And Experience

• Bachelors degree in finance, accounting, or other business-related fields
• Two to five years of strong quantitative experience
• Strong proficiency in MS Office and general computer use
• Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
• Strong attention to detail and ability to notice discrepancies in data
• Impeccable understanding of financial statements, ratios, and concepts

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