Branch Credit Manager

2 days ago


Hyderabad, Telangana, India Iifl Samasta Full time ₹ 6,00,000 - ₹ 12,00,000 per year

Job purpose

Branch Credit Manager will be playing a vital role in complete branch transaction & field visit.

Ensures that branch complying with process laid by HO.

Duties and responsibilities

  • Attendance should be closed within 15 Minutes of Branch opening.
  • Regular field visit combined with Business.
  • Process the forms as per defined TAT.
  • Loan disbursement should verify the original KYC, Bank Passbook and ensure loan disbursed to the right customer.
  • Telephonic verification for arrears customers on same day.
  • Receipts books of all CROs/ABM should be cross verified with Demand sheet & Minutes book.
  • Checks the loan application with KYC & process the loan same day or if any discrepancies found the same should be communicated to the BM/AM/ACM.
  • Process the forms as per defined TAT.
  • Telecalling 30% of forms processing.
  • Every weekend during the branch meeting BCM should explain the errors made by CRO in data entry & educate them.
  • COB closed on date, In case of any delays should be communicated to ACM Credit & AM Business.
  • Monitor the Cash in hand.
  • Paid & Unpaid calling is mandatory.
  • Any issues in branch should be escalated to his reporting manager.
  • LD documents are couriered to LP on every end of the week as per policy without fail.
  • All the GRTs should be authenticated by BCM before passing the LD.
  • All the files & Register have to be verified on a daily basis.
  • Key custodian of the safe vault & handling the Petty cash.
  • MAVRC should be updated on the same day.
  • Calling the delinquent customers track the PTP till the closure.
  • Ensure Branch is maintaining good audit score.


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