
Branch Credit Manager
2 days ago
Job purpose
Branch Credit Manager will be playing a vital role in complete branch transaction & field visit.
Ensures that branch complying with process laid by HO.
Duties and responsibilities
- Attendance should be closed within 15 Minutes of Branch opening.
- Regular field visit combined with Business.
- Process the forms as per defined TAT.
- Loan disbursement should verify the original KYC, Bank Passbook and ensure loan disbursed to the right customer.
- Telephonic verification for arrears customers on same day.
- Receipts books of all CROs/ABM should be cross verified with Demand sheet & Minutes book.
- Checks the loan application with KYC & process the loan same day or if any discrepancies found the same should be communicated to the BM/AM/ACM.
- Process the forms as per defined TAT.
- Telecalling 30% of forms processing.
- Every weekend during the branch meeting BCM should explain the errors made by CRO in data entry & educate them.
- COB closed on date, In case of any delays should be communicated to ACM Credit & AM Business.
- Monitor the Cash in hand.
- Paid & Unpaid calling is mandatory.
- Any issues in branch should be escalated to his reporting manager.
- LD documents are couriered to LP on every end of the week as per policy without fail.
- All the GRTs should be authenticated by BCM before passing the LD.
- All the files & Register have to be verified on a daily basis.
- Key custodian of the safe vault & handling the Petty cash.
- MAVRC should be updated on the same day.
- Calling the delinquent customers track the PTP till the closure.
- Ensure Branch is maintaining good audit score.
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