We Are Hiring BM Secured Loan Against Property

23 hours ago


Punjabother, India Mspire Ventures Full time ₹ 9,00,000 - ₹ 12,00,000 per year


Job Description:

We Are Hiring BM Secured Loan Against Property (LAP) In (Kharar, Punjab).

Job Title: Branch Manager – Loan Against Property (LAP)

Location: [Punjab]
Department: Secured Lending / Retail Banking
Reporting To: Zonal Head / Regional Manager
Experience: 5–10 years in LAP or Secured Loans (adjust as needed)

 
Key Responsibilities:
  • Lead and manage branch operations related to Loan Against Property (LAP).

  • Achieve monthly and annual disbursement and revenue targets.

  • Source LAP business through direct channels, DSA, connectors, and builders.

  • Ensure compliance with credit policy and prudent underwriting standards.

  • Coordinate with credit, legal, and technical teams for seamless processing.

  • Monitor portfolio performance and ensure healthy collections and minimal NPAs.

  • Build and manage relationships with high-value customers and channel partners.

  • Recruit, train, and manage branch staff and sales executives.

  • Prepare and present MIS reports to senior management on branch performance.

  • Ensure excellent customer service and address grievance redressals promptly.

Qualifications:
  • Graduate/Postgraduate in Finance, Business, or related field.

  • Minimum 5 years' experience in LAP or Secured Loan business.

  • Proven leadership and team management skills.

  • Strong knowledge of LAP products, credit policies, and local markets.

  • Good communication, negotiation, and interpersonal skills.

  • Proficient in MS Office and loan management systems.



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