Credit Audit Role WholesaleCorporate Banking

Job Description:Team Member –Wholesale Banking Credit Audit Grade: M3/M4Location: MumbaiJob RoleExperience in undertaking credit audit for wholesale banking.Performing Credit Audits for wholesale banking (working capital as well as term loan products) as per the Risk Based Audit Plan.Review of credit due diligence process, documentation, post-sanction...

Role & responsibilitiesResponsible for conducting independent review /audits of the Wholesale Banking portfolio to ensure the accuracy, compliance, and effectiveness of Credit Processes, risk management and loan documentation.Participate in audits of various businesses, processes and operations related to Wholesale Banking.The position will require in-depth...

Role & responsibilitiesReview of NPA accounts to evaluate critical non-compliance, negligence and unethical practices in credit proposal, documents and adherence to internal processes and applicable regulatory requirementsReview of Red Flagged Account (RFA) to ascertain existence of weakness or wrong doing of fraudulent nature, if any.Collection and...

Department -Credit AuditIndependently conduct Credit audits.· Participate in audits of various Businesses with particular emphasis on Product / Operations audits.· Assist in Planning, designing and implementation of risk based audit plans to ensure safety and soundness of the Bank.· Ensure completion of assigned audits and documentationion of work papers...

About Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

Sumitomo Mitsui Banking CorporationPerform financial number spreading and credit analysisPrepare financial projectionsEvaluate Model Grade analysisPreparation of credit applicationsCredit Analysis of Non-Banking Finance Companies (NBFC)Basic understanding of Pass Through Certificates (PTCs) & SecuritisationPrepare industry updateComplete Obligor Grade...

Assist in financial analysis, credit risk assessment risk rating and structuring '& documentation of facilities for assigned corporate relationships, by working with the Relationship Managers (RMs)Meeting customers, preparing Green Light Memos and Credit. Proposals (CPs) (new, annual renewals, amendments etc.) and assisting RMs in customer relationship...

Role & responsibilitiesDevelopment of Audit Strategy and PlanDevelop strategies for identification and assessment of Credit risk and the risks arising from Credit Lifecycle Processes such as regulatory compliance risk, financial risk, operational risk arising from Credit portfolio and Credit lifecycle processes across the diverse lines of business/customer...

Sumitomo Mitsui Banking CorporationJob ResponsibilitiesReview of Credit Appraisal Memoranda of new and existing loans to ensure the accuracy of all financial details and compliance with the Bank's proceduresRisk Identification & Mitigation with respect to credit proposals and ensuring high credit qualityAdherence of credit proposals to Head Office policies &...

Sumitomo Mitsui Banking CorporationCredit Risk Management:Prepare good quality credit applications, reports, risk and financial analysis including sensitivity analysis and assumptions validation.Ability to distil complex credit issues and produce credit applications which can be easily understood by relevant approvers (SFDA/ASDV management and/or...