Senior Credit Manager-Working Capital-Credit

4 days ago


Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year
Description

Credit Appraisal 
· Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities 
· Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training 
· Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation 
Stock on Hire: Increase in volume of business 
· Ensure that SOH increases(pl confirm if this applies to CM role ) 
NPA trend 
· Analyze the NPA trend like area, industry, sector etc. 
· Interact with Customers & understand the business and regularly monitor delinquencies / infants. 
Infant loan which is less than 12 months NPA 
· Ensure qualitative portfolio 
· Ensure that there is no infant 12 months NPA 


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