Associate - Sales Supply chain -Ahmedabad - Navrangpura - J Grades

2 days ago

Ahmedabad, Gujarat, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year


New Business Prospects:

  • Originate new business prospects within the SME sector through direct sourcing and open market channels.

Customer Acquisition:

  • Acquire SME customers and manage their proposals, guiding them up to the disbursement stage.

Business Generation:

  • Meet existing SME clients to identify business opportunities and drive revenue.

Working Capital Facilities:

  • Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs.Customer Relationship Management:
  • Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients.

Cross-Selling:

  • Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets.

Credit Risk Assessment:

  • Assess the credit risk associated with SME clients and their proposed financing structures.
  • Collaborate with credit and risk teams to ensure sound credit decisions.

Financial Analysis

  • Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements.
  • Prepare and present comprehensive credit proposals.

Credit Structuring:

  • Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles.
  • Optimize the credit solutions offered to SME clients.

Compliance and Regulations:

  • Ensure compliance with all relevant regulatory requirements and internal policies.
  • Stay updated on changes in regulations affecting SME banking.

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