Sr. Assoc, Full Stack Eng

Job ID: 41548

Location: Chennai, IN

Area of interest: Technology

Job type: Regular Employee

Work style: Office Working

Opening date: 13 Oct 2025

Job Summary

• Standard Chartered Bank is leading the way in International Banking, supports the people and companies driven investment, trade and wealth creation across Asia, Africa and the Middle East. And our heritage and values are expressed in our brand promise – here for good. The Technology & Innovation team is currently looking for Senior System Analyst for CARD-400 (Credit Card systems).

• The Senior Associate is required to contribute to requirement gathering, responsible for solution discussion, solution designs (functional and technical), developing, testing, and documenting project changes for Credit Card systems following Agile SDF process. The candidate will also require assisting delivery manager and/or scrum master's in project management.

Besides that, successful applicant is also required to: -

• Possess self-initiatives and able to work under minimal supervision.
• Possess analytical mindset and able to provide solution based on system analysis.
• Able to meet and comply to System Development Framework (SDF), Quality Management Framework (QMF) or Disciplined Agile Delivery, and Risk Mitigation framework which includes ensuring process, security, regulatory, and audit requirements are met.
• Possess Agile and Scrum knowledge and able to work in Scrum team
• At least 6 – 8 years working experience in AS400 platform, RPG, CL, PL/SQL, Control-M.
• Possess 2 – 3 years Java, Maven, Git, ADO skillset.
• Able to review junior's code and guide junior.
• Possess credit card domain knowledge
• Working experience in DevOps, Confluence, CICD.
• Knowledge in AR Remedy, software lifecycle management tool (e.g.: Thenon, Aldon) is an added advantage.
• Must be adaptive and welcoming constant changes.

Key Responsibilities

Strategy

• Possesses great understanding on Credit Card business and domain functional knowledge.
• Possesses basic understanding on Personal Loan business and domain functional knowledge.
• Actively lead and support credit card system development projects to achieve the most optimal client, business and people outcomes.

Business

• Understand business idea, clarify primary purposes of the future product or product feature changes. Assist in setting up primary product benchmarks, such as customer acquisition strategy and value proposition. Evaluate the most relevant means of implementation, which will be the most convenient for both stakeholders and developers.
• Assist in development activities planning along with software development team, establish primary business requirements, shape development direction and arrange development prioritization, via workshop, user stories creation, backlog grooming, sprint planning, and other necessary Agile ceremonies / activities.
• Discuss in detailed with stakeholders and validate business requirement before business requirements is included in the team backlog, assures compliance of the development outcomes with a customer's business goals. Ensure both sides on the same page and everything goes in the right direction.
• Get feedback from stakeholders and ensures product improvements according to the obtained info.
• Delivered projects within the banks project management framework, within timeline within budget. Emphasis on project quality to ensure no incident created from project implementation. Plan more small or incremental releases of the software while delivering new features to market faster (speed to market).
• Aligned to the Credit Card & Personal Loan (CCPL) Tribe mission, using technology to help business to growth CCPL business and profits by:-
• Recommending system solution to growth balances, interchange income and interest income especially in the Personal Segment.
• Transform the current manual processing to digital real time straight through processing.
• Deliver key business initiative, be it in-country, regional, group or Global initiatives.
• Support business stakeholders to standardize the Standard Chartered Bank Brand Global Products.
• Provide business solution that will achieve speed to market as well as production system stability.

Processes

• Proactively identify and implement operational effectiveness improvements
• Collaborate with stakeholders (product team, interface teams) to review issue logged or prioritization of requirements in backlog are being addressed and provide ongoing feedback on challenges, successes and best practices.
• Ensure CARD-400 system parameters are maintained in a timely and accurate manner and are proactively review parameter change request on an ongoing basis.

People & Talent

• Actively engaging in stakeholders' conversations, providing timely, clear and actionable feedback to deliver project within timeline.

Risk Management

• Escalate, mitigate and resolve any risk, conduct and compliance issues noticed throughout the project development lifecycle.

Governance

• Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Serve as a Director of the Board
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent)

Key stakeholders

• Credit Card product team of United Arab Emirates, Bahrain, Bangladesh, Nepal, Sri Lanka, Jordan, Pakistan, Vietnam, Kenya, Nigeria, Botswana, Ghana, Zambia, Jersey.
• Retail Banking Technology & Innovation Retail Products Lending Credit Card Project Development team (RB ITO-Ret Prod-LC-CrCard-Prj)
• Credit Card Operation team, authorization team, Legal, Compliance, Finance, Credit, Collection, on-boarding team, and other in-country teams.
• Key interface teams of Credit Card Systems such as i-Banking, SMS Banking, e-Statement team, e-Bundle team, PSGL team, CACS team, EDMP team, Rewards Engine team, etc.
• Technology & Innovation Leadership team – Country, Regional, Global

Other Responsibilities

• Embed Here for good and Group's brand and values in ; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats).

Skills and Experience

• RPGLE, CLLE, PL/SQL
• AS400 platform
• Java, Maven, Git, BitBucket
• Thenon or Aldon
• System Development Framework (SDF) and Discipline Agile Delivery
• Jira, Confluence, Agile

Qualifications

• Bachelor degree or equivalent.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.