Senior Manager- Risk Management
3 days ago
Job Title: Senior Manager- Risk Management
Location: Bangalore
Experience: 5-8 Years
Your Role
In this role, you will:
Lead the development and maintenance of a robust trigger-based reporting framework, including:
- Tracking risk benchmark metrics at multiple levels (geography, customer type, channel, etc.).
- Implementing a trigger mechanism for immediate action when benchmarks are breached.
Liaison with different stakeholders to:
- Ensure that risk benchmark numbers are consistently monitored and managed.
Build early warning signals to:
- Identify sources of portfolio stress.
- Continually communicate these signals to stakeholders across the organization.
Collaborate with Category, Customer Experience, and Operations teams to:
- Develop strategies for mitigating portfolio risk.
- Create segmented treatment strategies across risk brackets.
Continually work to balance the twin objectives of:
- Maximizing portfolio revenue.
- Minimizing risk.
Define and update criteria for:
- Customer upsell/cross-sell.
- Renewals.
- Closure.
- Other account actions.
Key Skills and Qualifications
- Chartered Accountant; MBA is a plus.
- 5-8 years of work experience, with a minimum of 4 years in credit risk management in a Bank/NBFC/Fintech.
- Proven experience in managing a team of analysts.
- High level of ownership.
- Comfort with ambiguity; strong test and learn bias; willingness to be hands-on.
- Ability to engage and influence people cross-functionally.
- A well-rounded individual with strong communication skills.
If you meet the qualifications and are ready to take on a challenging role in credit risk management, we encourage you to apply for the position of Risk Benchmark Manager. Your expertise will be critical in ensuring a balanced approach to portfolio revenue and risk management.
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