Senior Business Analyst

Role : Business Analyst/Project Manager Payments & Cards

Domain Expertise : Payments

Location : Bengaluru, Karnataka, Pune, Maharashtra, India

Relevant Experience : Years for suitable positions as Senior Consultant / Manager

Summary :

Actively hiring for Business Analyst & Project Managers experienced in the Banking domain and Digital Transformation initiatives, specifically in Cards Debit & Credit Cards, Payments (Domestic / International Payment Schemes, end-to-end Payments lifecycle experience, Corporate payments).

Role & Responsibilities :

- Associate will be part of Digital Transformation projects with Global Banks supported by Deloitte

- Should be able to exhibit digital transformation experience of delivering Banking products

- Is expected to work with end client business stakeholders, transformation colleagues and technology teams while delivering requirements on the assigned programs

- Should have excellent communication, articulation, and stakeholder management skills

- Should be able to articulate change management experience

- Should have experience and be comfortable working in Agile environment

- Demonstrate experience in coordinating business stakeholders, development and testing teams during the development lifecycle

- Ability to work in fast paced environment; possess excellent written & verbal communication skills.

- Desirable to have experience with backlog management tools (e. Jira)

- Desirable to have designing, developing, and maintaining complex applications using TDD and BDD practices

Domain Experience :

Payments & Cards :

- Overall, needs to exhibit excellent knowledge of end-to-end lifecycle of payments initiation, processing, clearing and settlement

- Excellent knowledge on Credit/Debit cards.

- Knowledge of International and Domestic Payments / Schemes

- Knowledge of Cross border payment schemes like SEPA / Target 2 / CHAPS / SWIFT messages (MT, pain., pacs. series) is an added advantage

- ISO20022 migration experience is an added advantage

- Working knowledge of various SWIFT messages associated to the settlements / corporate actions flows used by banks in various markets.

- In-depth understanding of Clearing, Settlements & Corporate Actions processing and associated systems and flow

- Lead the end-to-end delivery of a large-scale ISO 20022 transformation program across complex financial systems.

- Drive planning, execution, and implementation of ISO 20022 standards in alignment with regulatory timelines and business objectives.

- Collaborate with cross-functional teams including business, technology, operations, and external vendors to ensure seamless integration.

- Provide strategic direction, governance, and oversight to ensure on-time and quality delivery of program milestones.

- Leverage prior experience in delivering complex payment modernization initiatives and managing large-scale transformation programs.

- Gather, analyze, and document business requirements related to cross-border payment processing and regulatory compliance.

- Work closely with business stakeholders, technology teams, and payment networks (e.g., SWIFT, ISO to define and validate solutions.

- Translate complex payment flows and settlement processes into clear functional specifications and user stories.

- Support end-to-end project lifecycle, including requirements traceability, testing support, and defect resolution.

- Bring strong domain knowledge of cross-border payments, FX, compliance (e.g., AML, sanctions screening), and industry standards (e.g., SWIFT gpi, ISO 20022)