Credit Risk Analytics

2 days ago

Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for managing US Cards credit risk policy and credit abuse oversight. The overall objective of this role is to develop recommendations and provide oversight for implementation and execution of key risk strategies.

Responsibilities:

  • Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
  • Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
  • Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
  • Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
  • Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 7+ years of relevant experience
  • Knowledge of consumer risk analytics and credit abuse
  • Prior experience in Python is an added advantage
  • Ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
  • Proven ability to remain organized in a fast-paced environment, managing multiple projects
  • Proven interpersonal, organizational and analytic skills

Education:

  • Bachelor's degree/University degree or equivalent experience

Job Family Group:

Risk Management

Job Family:

Portfolio Credit Risk Management

Time Type:

Full time

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi's EEO Policy Statement and the Know Your Rights poster.

  • Credit Risk Analytics

    2 weeks ago

    Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for monitoring and review risk policies and processes for Collections and Recovery across all LoBs for USPB. This role will work on strategic initiatives, leading analytical projects, helping senior management with deep-dives , interact with external and internal stakeholders...

  • Credit Risk Analytics

    6 days ago

    Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    The Credit Portfolio Officer is a senior-level position responsible for leading collections policy activities including (not restricted to) portfolio monitoring, portfolio deep-dives, suggesting strategy and policy enhancements opportunities, lead end to end implementation of strategies, which involves working with different stakeholders across teams, review...

  • Credit Risk Analytics

    4 days ago

    Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 30,00,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewThe Credit Portfolio Officer is a senior-level position responsible...

  • Credit Risk Analytics- Lending

    2 weeks ago

    Mumbai, Maharashtra, India Citi Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewThe Credit Portfolio Officer is a senior-level position responsible...

  • Credit Risk

    1 week ago

    Mumbai, Maharashtra, India Acura Solution Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Description:Credit Risk Analytics and Modelling – Analyse, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing, documenting, monitoring, validating, refining models and scorecards – in particular for PD, LGD, EAD and related Credit Risk...

  • Credit Risk Analytics- Strategic Initiatives

    2 weeks ago

    Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewThe Credit Portfolio Officer is a senior-level position responsible...

  • Credit & Risk Head

    2 weeks ago

    Mumbai, Maharashtra, India FatakPay Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Title: Credit & Risk Head – Unsecured Personal Loans (PL)Location: Andheri, MumbaiDepartment: Credit, Risk & AnalyticsExperience Required: years, with strong exposure to credit risk in Fintech or NBFCs Employment Type: Full-timeAbout the Role:We are seeking a dynamic and strategic Credit & Risk Head to lead our unsecured personal loan portfolio. This...

  • Credit Risk Analyst

    2 weeks ago

    Mumbai, Maharashtra, India Virtual CFO Full time ₹ 20,00,000 - ₹ 30,00,000 per year

    Key ResponsibilitiesCredit Risk AnalystPolicy Risk & Risk FrameworkFormulation, review, and evaluation of credit policies in coordination with Credit and Business teams.Present finalized policies along with Seniors to the Chief Risk Officer (CRO) for approval.Ensure policies are aligned with regulatory guidelines and internal risk appetite.Maintain...

  • Credit Risk

    2 weeks ago

    Mumbai, Maharashtra, India MVK Staffing Services Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    ROLE & RESPONSIBILITIES Project RelatedManagers would be leading one or multiple FRM projectsThorough understanding of the credit market and operational risk management as per Basel III guidelinesSound knowledge of regulatory requirements and emerging areas of risk Hands-on experience in Credit Policy processes, Credit Scoring, Credit Risk Modeling,...

  • Credit risk consultant

    3 days ago

    Mumbai, Maharashtra, India Crisil Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    We are seeking a highly motivated risk consultant to join our team in Mumbai. Successful candidate will have a strong background in credit risk and banking.Key Responsibilities:Work on credit risk consulting offerings, including expert judgement model development, implementation and validation, ECL, credit policy and process, and risk appetite...