Credit Analyst
4 days ago
Skills Required:
- Experience in credit assessment, finance, or underwriting, preferably within a digital lending environment.
- Knowledge of Canadian financial regulations, lending rules, and credit risk assessment methodologies.
- Strong analytical, decision-making, and problem-solving skills.
- Attention to detail with a focus on accuracy and compliance.
- Professional, Positive attitude, strong work ethic, and ability to meet deadlines under pressure.
- Fluent English is essential; preference for candidates familiar with Canadian financial terminology.
Job Description:
- Review borrower applications, financial documents, and credit reports to determine loan eligibility.
- Maintain accurate records of credit assessments, decisions, and supporting documentation.
- Ensure compliance with company policies, Canadian lending regulations, and privacy laws.
- Collaborate with lending specialists and compliance teams to resolve application discrepancies.
- Monitor loan application trends, credit performance and help convince borrowers to move to the next stage of application.
- Escalate high-risk applications or potential fraud cases for further investigation.
- Contribute to the development of credit policies, risk models, and underwriting procedures.
Job Type: Full-time
Pay: ₹35, ₹45,000.00 per month
Benefits:
- Flexible schedule
- Health insurance
- Provident Fund
Work Location: In person
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