Internal Auditor

Company: Public Limited Company.

(BSE-listed; RBI-registered NBFC)

Focus: Internal Audit
• Statutory Compliance
• Financial Data Support

Location: Andheri West, Mumbai | Employment Type: Full-time

About the Role

We are seeking a qualified Internal Auditor to strengthen our internal audit framework and statutory compliance. The role covers Income Tax, GST, PF/ESI, RBI Payment Aggregator compliance, FIU-IND reporting, and extends to preparing financial data for results, certifications, and registrations. The Internal Auditor will play a vital role in ensuring zero regulatory lapses as the company expands into NBFC and Microfinance activities.

Key Responsibilities

1. Statutory Compliance & Internal Audit

• Audit compliance with Income Tax, TDS, GST, PF/ESI – filings, reconciliations, challans, assessments.
• Review Payment Aggregator operations: escrow/nodal account reconciliations, settlement cycles, KYC/AML compliance, chargebacks, refunds.
• Ensure FIU-IND (PMLA) compliance – audit merchant KYC files, AML checks, STR/CTR reporting, and record-keeping.
• Conduct periodic internal audits of accounts, transactions, and MIS to detect irregularities/fraud risks.
• Recommend corrective measures and follow-up on their implementation.

2. Financial Data & Certification Support

• Prepare accounting data, schedules, and reconciliations to support quarterly, half-yearly, and annual results for BSE/MCA filings (in coordination with CS).
• Compile data for auditor certificates, compliance certificates, and net worth/financial reports required for regulatory purposes.
• Support management & CS during statutory audits, secretarial audits, and regulatory inspections.

3. Compliance Calendar & Coordination

• Maintain and monitor a compliance calendar covering all statutory deadlines (Income Tax, GST, PF, RBI, FIU, etc.).
• Coordinate with Statutory Auditors, Secretarial Auditors, and RBI inspectors, ensuring timely submission of financial data.

4. Future Business & NBFC Expansion

• Assist in preparation of financial projections, net worth workings, and documentation for RBI registrations (Payment Aggregator, NBFC license, Microfinance).
• Develop audit processes for loan appraisal, disbursement, collections, and NPA monitoring to support NBFC operations.

5. AML/KYC & Merchant Onboarding

• Audit merchant onboarding files, ensuring KYC and AML procedures are followed.
• Review Suspicious Transaction Reports (STRs), Cash Transaction Reports (CTRs), and AML monitoring alerts.
• Ensure compliance with FIU-IND requirements under PMLA.

6. Advisory & Training

• Recommend process improvements for stronger internal controls, efficiency, and cost savings.
• Provide guidance to finance & operations teams on compliance gaps and ensure awareness of statutory obligations.

Qualifications & Experience

• CA / CMA / CIA / MBA (Finance).
• 5 –7 years of internal audit, statutory compliance, or risk management experience in NBFCs, Banks, Fintech, or CA Firms.
• Strong expertise in Income Tax, GST, PF/ESI, RBI Payment System guidelines, FIU-IND reporting, and accounting standards.
• Hands-on experience with financial data preparation for filings and certificates.
• Proficiency in Excel, ERP/Tally, and accounting software.

Reporting Structure

• Functionally: Audit Committee / Board
• Administratively: CEO/Managing Director

Key Attributes

• Integrity & Confidentiality
• Strong Analytical & Risk-Based Thinking
• Up-to-date Knowledge of Statutory & Regulatory Frameworks
• Excellent Communication & Reporting Skills
• Independent and Objective Mindset

Job Type: Full-time

Pay: ₹200, ₹300,000.00 per month

Benefits:

• Commuter assistance
• Food provided
• Health insurance
• Paid sick time
• Provident Fund

Work Location: In person