Product Management

Job Description

Product Management - Associate Product Manager - Payment

Noida, Uttar Pradesh / Bangalore, Karnataka

Product: Payments
Employment Type: Full-time Employment
Location: On-site

Role: Product Manager (Reconciliation, Payments & Marketplace) About Paytm Group:

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytms mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.

About the role:

We are looking for a Product Manager to own and scale our Reconciliation product that ensures accurate, seamless, and compliant money movement across our ecosystem.

Role & Responsibilities

As a Product Manager for Reconciliation, you will be responsible for:

• End-to-End Money Movement: Drive product ownership for the entire transaction lifecycle, covering Receivables, Payouts, Payment Gateway (PG) costs, settlements, chargebacks, and merchant reconciliations.

• Reconciliation Systems: Build and improve systems that reconcile transactions across banks, payment gateways, merchants, and internal ledgers with high accuracy and reliability.

• Stakeholder Collaboration: Work closely with Engineering, Operations, Finance, Compliance, Risk, and Partner Banks/PGs to ensure smooth reconciliation and settlement processes.

• Problem Solving: Identify gaps in transaction flow, settlement delays, mismatches, or exceptions and design solutions to prevent revenue leakage and ensure compliance.

• Product Roadmap: Define product vision, strategy, and execution roadmap for reconciliation and settlement tools, dashboards, and automation workflows.

• Data-Driven Decisions: Use data insights to optimize reconciliation efficiency, reduce operational overhead, and enhance transaction reliability.

• Compliance & Risk Management: Ensure products adhere to regulatory and compliance requirements related to payments, settlements, and chargebacks.

What Were Looking For:

• Experience: Minimum 3 years in product management within Payments, Banking, FinTech, or related reconciliation/settlement systems.

• Domain Knowledge: Strong understanding of payment flows, money movement, chargebacks, merchant settlements, and banking/PG processes.

• Technical Acumen: Comfortable working with data (SQL, dashboards, reports) and collaborating with engineering teams to define scalable solutions.

• Execution Skills: Ability to manage complex processes with multiple stakeholders, ensuring accuracy, timeliness, and automation.

• Analytical Skills: Strong problem-solving ability with attention to detail in identifying and resolving reconciliation mismatches.

• Communication: Clear and effective communication to align stakeholders and drive execution.

Why Join Us

• A collaborative output-driven program that brings cohesiveness across businesses through technology.
• Improve the average revenue per use by increasing the cross-sell opportunities.
• A solid 360 feedback from your peer teams on your support of their goals.
• Respect, that is earned, not demanded, from your peers and manager.

Compensation:

If you are the right fit, we believe in creating wealth for you. With enviable 500 mn registered users, 17 mn merchants, and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants and we are committed to it. Indias largest digital lending story is brewing here. Its your opportunity to be a part of the story

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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