Risk Manager

1 week ago


Chennai, Tamil Nadu, India Corenza Full time ₹ 6,00,000 - ₹ 12,00,000 per year

About Company

This leading financial services company in India offers a wide range of retail financing products, including two-wheeler, used car, and consumer durable loans. With a nationwide presence, the company is renowned for its customer-centric approach and innovative solutions.

Job Description

  • Preparing product level Risk Deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces, early bucket flow rates and providing actionable to the credit and business team to arrest early flows
  • Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit to improve asset quality on continuous basis
  • Provide feedback or take necessary action to amend the credit policy as actionable from the risk analysis
  • Prepare Credit Through The Door analysis and provide direction to the business team on variance correction
  • Capturing key data elements and analyzing them, interpreting the cross-period movements, and understanding the macro mechanics of the system
  • Hind-sighting reviews as part of risk review and credit policy implementation review
  • Real Time Monitoring of high value cases
  • ECL Model – Work along with Finance and credit team to build, review and align the ECL models


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