Associate, Specialist, Credit Portfolio Management, Risk Management Group

5 days ago

Mumbai, Maharashtra, India DBS Bank Full time ₹ 12,00,000 - ₹ 24,00,000 per year

Business Function

Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure

Job Purpose

  • Support sound credit risk management and achieve optimal level of risk-reward balance for CBG portfolios
  • Cultivate & maintain a consistent consumer credit culture in the Bank to ensure compliance with internal controls and regulatory standards

Key Accountabilities

  • Manage Regulator Reporting (Monthly/Annually/Semi-annually as per requirements)
  • Ad-hoc data requirement from any regulator/auditor
  • Manage end to end process for Bureau Reporting/NESL reporting which would also include managing customer escalations, maintaining data quality & ensuring the same happened within prescribed timelines.
  • Identify problem areas & propose & implement solutions to increase the Data Quality on various reporting.
  • Manage internal/External Audit requirements,
  • Engage proactively with stakeholders from Business, Business Analytics, Credit Strategy, Credit Approval, Technology, Operations etc to ensure any requirement is addressed in timely manner
  • Be updated with latest regulator changes in line with business & envisage impact to our business lines.
  • Support Digitalisation projects / Automation of reportings .

Job Duties & responsibilities

  • Perform regular and ad-hoc risk reporting to consumer credit management/ line of business stakeholders and MIS preparation for regulatory reporting.  
  • Identify opportunities/ gaps to improve data quality and existing reporting processes.
  • Understand exact requirement from internal/external stake holder & action appropriately.
  • Maintain checklist of all reporting to be done by due dates, track the same closely & publish on weekly basis.
  • Highlight risks in timely manner to ensure timely action can be taken to mitigate the same
  • Present MIS & data in required formats which are visual, universally understandable or easy to interpret
  • Provide UAT support for any data migration or MIS platform enhancement to ensure successful implementation.

Experience

At least 5-7 years of experience in financial sector towards Retail Credit risk MIS/Analytics/ CIC (CIBIL) Reporting and CIBIL dispute management process.

Education / Preferred Qualifications

  • Degree holder, preferably in risk management/ quantitative discipline
  • Knowledge of Microsoft Office (Word, Excel, Powerpoint & Access).
  • Good understanding and knowledge of credit cycle management (acquisition, collection & portfolio management)  in a consumer credit environment preferred.

Work Relationship

  • Team-player with good inter-personal, communication & writing skills.
  • Meticulous with strong analytical and problem-solving skills.
  • Seek to understand stakeholder's point of view and find win-win solution.
  • Motivated and self-driven. 

  • Credit Portfolio Management

    3 days ago

    Mumbai, Maharashtra, India Sumitomo Mitsui Banking Corporation (SMBC) Full time

    Sumitomo Mitsui Banking CorporationCredit Risk Management:Prepare good quality credit applications, reports, risk and financial analysis including sensitivity analysis and assumptions validation.Ability to distil complex credit issues and produce credit applications which can be easily understood by relevant approvers (SFDA/ASDV management and/or...

  • Credit Risk Associate

    16 hours ago

    Mumbai, Maharashtra, India JPMorganChase Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionAre you ready to make an impact in the world of credit risk? Join our dynamic EMEA FIG Developed Markets Credit Risk team, where you'll collaborate with business partners across Global Corporate Banking, Sales and Trading, and Investment Banking. This role offers a unique opportunity to work with both Investment Grade and Non-Investment Grade...

  • Credit Risk Management For PE/PC Portfolio Professional, AS

    1 week ago

    Mumbai, Maharashtra, India Deutsche Bank Full time ₹ 10,00,000 - ₹ 25,00,000 per year

    **Job Description:In Scope of Position based Promotions (INTERNAL only)Job Title: Credit Risk Management for PE/PC Portfolio, ASLocation: Mumbai, IndiaRole DescriptionThe Private Equity + Private Credit Credit Officer will be responsible for supporting the management of Deutsche Banks counterparty credit risk to US financial sponsor and private capital...

  • Assistant Vice President, Credit Portfolio Management, Risk Management Group

    6 days ago

    Mumbai, Maharashtra, India DBS Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Business FunctionRisk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful...

  • Associate, Credit IR

    2 weeks ago

    Mumbai, Maharashtra, India Ares Management Full time ₹ 1,20,000 - ₹ 1,30,000 per year

    Over the last 20 years, Ares' success has been driven by our people and our culture. Today, our team is guided by our core values – Collaborative, Responsible, Entrepreneurial, Self-Aware, Trustworthy – and our purpose to be a catalyst for shared prosperity and a better future. Through our recruitment, career development and employee-focused programming,...

  • Risk Manager-Credit card-Mumbai

    6 days ago

    Mumbai, Maharashtra, India Acura Solution Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Description:Job Purpose:The role entails the responsibility of assessing, managing and reporting Risks for the Credit Card vertical for IDFC FIRST Bank. Candidate shall be responsible for end-to-end drafting and implementing credit policies, along with stakeholder management. Roles & Responsibilities:Credit cards policy formulation basis the portfolio...

  • Associate, Portfolio Management, Credit

    4 days ago

    Mumbai, Maharashtra, India Ares Operations Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Over the last 20 years, Ares' success has been driven by our people and our culture. Today, our team is guided by our core values – Collaborative, Responsible, Entrepreneurial, Self-Aware, Trustworthy – and our purpose to be a catalyst for shared prosperity and a better future. Through our recruitment, career development and employee-focused programming,...

  • AVP, Credit and Portfolio Management

    6 days ago

    Mumbai, Maharashtra, India IIX Global Full time ₹ 15,00,000 - ₹ 30,00,000 per year

    About IIXImpact Investment Exchange (IIX) is a pioneer in impact investing, dedicated to reshaping finance for sustainable development. Over the past 15+ years, IIX has built the sustainable investing market through:Capital Mobilization – Including the Women's Livelihood Bond Series (6 listed bonds and growing).Enterprise Technical Assistance –...

  • Credit Risk Manager

    6 days ago

    Mumbai, Maharashtra, India Talent Giants Consultancy Services LLP Full time ₹ 1,50,00,000 - ₹ 2,00,00,000 per year

    Job Title: Credit Risk Manager NBFC Company Name: TAPSYS Private Limited Job Type: Non Technical No Of Openings: 1 CTC: 15-20 LPA Location: Mumbai Experience: 7-10 Years About Company: Tapsys is a one-stop-shop for all your electronic payment acceptance needs which offers the most innovative, reliable and cost effective electronic payments methods...

  • Credit Risk Innovation Associate

    7 days ago

    Mumbai, Maharashtra, India JPMorganChase Full time US$ 60,000 - US$ 1,20,000 per year

    DescriptionAre you passionate about building innovative products that transform risk management in banking? Join our Credit Risk Innovation team where you'll combine product development, agile delivery, and techno-functional expertise to create next-generation solutions for credit risk analytics and portfolio management.As an Associate in the Credit Risk,...