Credit Analyst
3 days ago
Company Profile:
Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies and hold 3rd position in due diligence market share for RMBS securitization. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers
Post US Mortgage Underwriter - Credit Analyst
Location Bangalore or Pune
WORK FROM OFFICE
Job Shift 7 pm to 5 am - Night - 5 Days a Week Saturday & Sunday Off
Major Experience Needed :
- Live Underwriting
- 4Cs of Underwriting
- Income Calculations – LTV, DTI Calculations
- Credit Report or Credit Analysis
- Asset Review
- Income Documents Analysis
- knowledge in the areas of income, assets, and credit
Mortgage Underwriter Skills and Requirements
- Experience in loan underwriting in QM and Non Qm loans for 1-6 years
- Experience in Live Underwriting
- Good working knowledge of mortgage loan underwriting of 4 C's.
- Working experience in income calculation, DTI calculation, LTV calculation.
- Reviewer is responsible for assessing mortgage files as per applicable selling guides and the lender overlays.
- Review and verify loan applications and supporting documentation.
- Analyze loan risk and request additional information as necessary.
- Determine if the risk covering the mortgage loans is permissible per guidelines and covered adequately
- Good knowledge of collateral underwriting, non-QM income also reviews the assets.
- Review and specify loan conditions as necessary.
- Document and efficiently communicating reasons for the approval/rejection of loans.
- Note: Send your resume to
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