Credit Officer – Female

6 days ago

Anand Bhavnagar Jamnagar, India Mspire Ventures Full time ₹ 12,00,000 - ₹ 36,00,000 per year


Job Description:
Job Description: Credit Manager – Home Loans & Loan Against Property
Company: Mspire Ventures 
Position: Credit Officer 
Products: any Banking Fiance Product 
Location: Bhavnagar, Jamnagar , Anand 
Salary: Up to 3.5 LPA
Experience Required: Minimum 3 years in the Credit Department
Education: Graduation is a must

Key Responsibilities:
  • Credit Assessment: Analyze and evaluate the creditworthiness of potential borrowers for Home Loans and Loan Against Property. Conduct detailed analysis of financial statements, credit reports, and other relevant documents.
  • Loan Underwriting: Approve or reject loan applications based on credit guidelines and policies. Ensure that loans comply with company standards and regulatory requirements.
  • Risk Management: Identify potential risks associated with loan applications and recommend appropriate risk mitigation strategies. Monitor loan performance to minimize default rates and ensure portfolio quality.
  • Documentation and Compliance: Ensure all credit and loan documentation is complete, accurate, and complies with legal and regulatory requirements. Maintain up-to-date records of all credit applications and approvals.
  • Coordination: Work closely with sales, operations, and legal teams to facilitate smooth processing of loan applications and approvals. Liaise with external agencies for verification and compliance checks.
  • Customer Interaction: Engage with customers to understand their financial needs, clarify queries related to credit assessments, and provide necessary information about loan products and processes.
  • Reporting: Prepare and present regular reports on credit assessments, approvals, and portfolio performance to senior management. Analyze trends and recommend improvements to credit policies and procedures.
  • Training and Development: Provide guidance and training to junior credit analysts and team members on credit assessment techniques, company policies, and industry best practices.
Key Skills Required:
  • Credit Analysis: Strong analytical skills with the ability to assess the creditworthiness of borrowers effectively.
  • Attention to Detail: High attention to detail to ensure accuracy in credit assessments and compliance with policies.
  • Risk Management: Ability to identify and manage risks associated with loan applications.
  • Decision-Making: Sound judgment and decision-making skills to approve or reject loan applications.
  • Communication: Excellent communication and interpersonal skills to interact with customers, internal teams, and external agencies.
  • Knowledge of Regulations: Good understanding of financial regulations and legal requirements related to secured loans.
  • Team Collaboration: Ability to work collaboratively with sales, operations, and legal teams to achieve business goals.
Qualifications and Experience:
  • Education: Graduation in any discipline is a must.
  • Experience: Minimum of 1 years of experience in the Credit Department, preferably in the NBFC or Banking sector, with a focus on Home Loans and Loan Against Property.
Why Join Us?
  • Growth Opportunities: Be a part of a growing NBFC with opportunities for career advancement.
  • Dynamic Environment: Work in a dynamic and challenging environment that encourages learning and development.
  • Competitive Salary: Attractive compensation package with incentives based on performance.

  • Accounts Executive

    4 days ago

    Anand, India UNIQUE ACTAX SERVICES PRIVATE LIMITED Full time

    Urgently Require Account Executive Female Fresh or Experienced with knowledge of Tally ERP. She can handle back office work independently **Salary**: ₹120,000.00 per year

  • Female Sales Assistant

    2 days ago

    Bhavnagar, India VR BEVERAGES INTERNATIONAL Full time

    We are leading manufacturer & Export company in Soda Beverages Machinery. We required more Female Staff for our Client Assistant. Proper Inquiry Handing Sales Speech Provide Quotation Finalize Deal Payment Process Dispatch Process etc... Work as Office Sales Assistant. Call & Meet and join urgently. Pay: ₹15,000.00 - ₹25,000.00 per...

  • Female Accounts Executive

    6 days ago

    Anand, Gujarat, India UNIQUE ACTAX SERVICES PRIVATE LIMITED Full time ₹ 1,00,000 - ₹ 1,50,000 per year

    Job DescriptionWe are looking for a responsible, self-learner Female Accounts Executive who can handle office work independently with accuracy and professionalism. The candidate must be confident, disciplined, and capable of managing multiple tasks in a tax consultancy environment.Key ResponsibilitiesMaintain day-to-day accounting recordsHandle Tally Prime...

  • Looking For Office Supervision

    4 days ago

    Bhavnagar, India Assort Co Commerce Hub Full time

    No need experience only your skill is mandatory Experience 0 - 1 Years No. of Openings 100 Education Higher Secondary, Secondary School, Vocational Course, Diploma, Advanced/Higher Diploma, Professional Degree, B.A, B.C.A, B.B.A, B.Com Role Office Supervisor Industry Type Recruitment Consulting / Staffing Services Gender ( Male / Female ) Job Country India...

  • Opening For Office Supervisor

    4 days ago

    Bhavnagar, India Assort Co Commerce Hub Full time

    No need experience only your skill is important Experience 0 - 1 Years No. of Openings 100 Education Higher Secondary, Secondary School, Vocational Course, Diploma, Advanced/Higher Diploma, B.A, B.Arch, B.C.A, B.B.A, B.E Role Office Supervisor Industry Type Recruitment Consulting / Staffing Services Gender ( Male / Female ) Job Country India Type of Job Full...

  • Personal Assistant(Female)(Fresher)

    1 week ago

    Bhavnagar, Gujarat, India Prime Placement & HR Solution Pvt Ltd Full time ₹ 2,40,000 - ₹ 3,00,000 per year

    1) Client Company : Manufacturing Industry2) Position : Personal Assistant(Female)3) Experience Required : 0 To 14) Salary Negotiable : Salary - Rs PM to 25000 CTC Depending upon candidates knowledge5) Job Location : Bhavnagar6) Job Description :Gender:- FemaleREQUIRED SKIILS:Pleasant personality, disciplined, and self-motivated.Flexible and adaptable to...

  • Office Assistant

    6 hours ago

    Anand, India Jupitre Jobs Pvt Ltd Full time

    Required: Office Assistant (Female) Location: Anand Experience: 1 to 2 years (freshers are welcome) Roles & Responsibility: Initiating day to day activity. Answering phone calls to sort out queries. Preparing documents and sheets. Calling for hiring the manpower. Handle manpower & clients. Joining process of manpower. Maintaining registers of...

  • Personal Assistant(Female Fresher)

    1 week ago

    Bhavnagar, India Prime Placement & HR Solution Pvt Ltd Full time

    1) Client Company : Manufacturing Industry 2) Position : Personal Assistant(Female) 3) Experience Required : 0 To 1 5) Job Location : Bhavnagar 6) Job Description: Gender: - Female 1. REQUIRED SKIILS: Pleasant personality, disciplined, and self-motivated. Flexible and adaptable to dynamic work requirements. Excellent written and verbal communication...

  • Data Entry Operator

    2 days ago

    Jamnagar, India Bright Venture Full time

    **Data Entry Operator (Female Only)** Perform defined tasks as per instructions/processes. Should know how to do internet surfing. Knowledge of social media is plus Required: Must have own laptop/computer A webcam with mic Good internet Speed **Job Type**: Part-Time **Salary**: ₹2000 Per Month **Job Type**: Part-time **Salary**: ₹4,000.00 per...

  • Front Office

    2 days ago

    Jamnagar, India Anaya Beacon Hotel, Jamnagar Full time

    **Guest check-in and check-out**: Greet guests, check them in and out, and provide information about the hotel's services and facilities **Guest requests**: Handle guest requests and concerns in a professional and timely manner **Front office operations**: Manage the cash drawer and credit card system, operate the phone system, and communicate shift...