Due Diligence

10 hours ago

Chennai, Tamil Nadu, India Consolidated Analytics Full time ₹ 8,00,000 - ₹ 12,00,000 per year

JOB TITLE: Team Lead

SHIFT TIMING: Must be open for Night Shift

POSITION TYPE:  Full-Time

LOCATION: Chennai

Experience Range: 7 to 9 years

 

Job description
A Mortgage Underwriter – Team Lead plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.

Key Responsibilities:


Loan Application Review:

Ø  Analyse and verify loan applications, ensuring all required documents are complete and accurate.

Ø  Assess the borrower's credit history, employment, income, and debt levels.

Ø  Confirm the property's value through appraisal reports.

Credit and Financial Analysis:

Ø  Evaluate credit reports to determine the borrower's creditworthiness.

Ø  Analyse financial statements, tax returns, pay stubs, and other income documentation.

Ø  Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.

Property Valuation Review:

Ø  Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.

 

Compliance and Risk Assessment:

Ø  Ensure loans comply with all federal, state, and local regulations.

Ø  Adhere to company policies and guidelines.

Ø  Identify potential risks and assess the overall risk level of the loan.

Essential skills and requirements:

·       Any bachelor's degree.

·       Proven experience in mortgage processing or underwriting.

·       Strong knowledge of mortgage industry regulations and procedures.

·       Excellent analytical and problem-solving skills.

·       Detail-oriented with exceptional organizational abilities.

·       Proficiency in using mortgage processing software and financial tools.

·       Effective communication and interpersonal skills.

·       Ability to work efficiently under pressure and meet tight deadlines.

·       Solid understanding of financial statements and credit reports.

·       Certification in mortgage underwriting or related fields is a plus.

  • Due Diligence Underwriter

    2 weeks ago

    Chennai, Tamil Nadu, India HR CLICK Full time ₹ 3,00,000 - ₹ 16,00,000 per year

    We're Hiring – Due Diligence UnderwriterLocation: ChennaiShift: Night ShiftType: Full-TimeExperience: 1 to 15 yearsJob Description:We are looking for an experienced Due Diligence Underwriter to join our dynamic mortgage operations team. The ideal candidate will be responsible for reviewing, analyzing, and ensuring the accuracy and compliance of loan files...

  • Underwriter - Due Diligence

    2 days ago

    Chennai, Tamil Nadu, India Consolidated Analytics Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    JOB TITLE: Due Diligence Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 1 year – 8 years Job description:A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing...

  • Due Diligence Underwriter

    2 weeks ago

    Chennai, Tamil Nadu, India Synaptein Full time ₹ 4,32,000 - ₹ 8,00,000 per year

    SHIFT TIMING: Night Shift onlyLOCATION: Chennai(WFO)Exp: 1-6 YearsWalk in Drive in person on 11th Oct, Koramangala in BangaloreSkills- Loan Application,Property Valuation, DTI, LTV ratio, Financial Analysis, mortgage processing or underwriting

  • Senior Consultant

    2 weeks ago

    Chennai, Tamil Nadu, India CohnReznick Professional Services Pvt Ltd Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Job DescriptionTransaction Advisory Services – Financial due diligence The Transaction Advisory Services team, part of Cohn Reznick Professional Services' Advisory ("CRPS Advisory"), manage and supports buy-side and sell-side transaction advisory engagements, providing financial and business due diligence assistance to middle market companies and private...

  • KYC Operations

    2 weeks ago

    Chennai, Tamil Nadu, India TVS Credit Services Ltd Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    " Only male Candidates "Location: GuindyJob Type: Full time 6 days Working - Rotational OffKey Responsibilities:Job descriptionConduct thorough KYC (Know Your Customer) verification for new and existing customers in accordance with regulatory guidelines and internal policies.Verify customer documents including identity proof, address proof, income...

  • Legal Officer

    5 days ago

    Chennai, Tamil Nadu, India VGN Homes Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    A Legal Officer in real estate handles property documentation, contracts, and ensures compliance with laws like RERA. They manage legal due diligence, resolve disputes, and protect the company's interests in all real estate transactions.

  • Legal Executive To Legal Manager Role Open at Chennai

    4 days ago

    Chennai, Tamil Nadu, India Casagrand Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job Title: Legal Senior Executive / ManagerDepartment: Legal (Pre and Post)Location: Chennai, OMR ( Sholinganallur )Experience Required: 4- 10 yearsReporting to: Head LegalJob Summary: Legal compliance activities for our development projects in Chennai. The Professional will be responsible for conducting comprehensive title searches, ensuring legal...

  • Team Lead

    3 days ago

    Chennai, Tamil Nadu, India Consolidated Analytics Full time ₹ 12,00,000 - ₹ 15,00,000 per year

    (Walk in drive @ Chennai on 8 Nov 2025)Job TitleTeam Leader — Due Diligence / Underwriting (U S Residential Mortgage)Position OverviewThe Team Leader will oversee a team of Due Diligence Underwriters / Review Specialists, ensuring high quality, timely assessments of residential mortgage files. The role involves leadership, coaching, process improvement,...

  • Fund raising Manager

    7 days ago

    Chennai, Tamil Nadu, India Stalwarts Servicios Full time ₹ 6,00,000 - ₹ 8,00,000 per year

    Position Title: Finance ManagerExperience :Location: chennaiJob Type:* Full-TimeKey Responsibilities:- *Financial Management:*Oversee and manage all aspects of financial planning, budgeting, forecasting, and analysis.Ensure accurate and timely finalization of accounts, including preparation of financial statements and reports.- *Tax Management:*Handle all...

  • Senior Investment Analyst

    6 days ago

    Chennai, Tamil Nadu, India 40720c81-08b4-43dc-831a-6fbbb90d719d Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Responsibilities:* Oversee investment operations & middle office functions* Manage fund administration processes from A-Z* Lead due diligence on potential investments* Ensure compliance with regulatory standards* financial modellingHealth insuranceAnnual bonus