Unit Manager

Job Purpose
"This position is open with Bajaj Finance ltd."
Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are policy based, data driven and analytical.
Position involves managing monthly update of product policies for BFL business and ensuring maintenance of policy database on the product program portal. Engaging with risk spocs and relevant stakeholders to ensure policy documents updates and SMT signoff is completed within timelines.
Also work cross-functionally into areas such as data reconciliation, financial analysis etc. Engaging with IT team to continuously upgrade to product program portal to improve user experience. Assist in horizontal risk projects.Duties and Responsibilities
ORGANISATIONAL CHART
(First level reporting chart for the job. Sample chart below)

3.  PRINCIPAL ACCOUNTABILITIES
(Accountabilities associated with the job)
 Track and ensure the policy documents for all the BFL businesses are updated monthly.
 Ensure the updated policy document is uploaded on the product program portal and signoff is obtained from all stakeholders across departments including but not limited to Business, IT, Credit Operations, Underwriting, Collections, Finance, Legal & Compliance.
 Undertaking additional activities such as data reconciliation, business planning etc
 Publish monthly reports and dashboards to SMT.
 Act as a central contact between risk and IT teams for resolution of issues being faced in the usage of product program portal.
 Engage with IT team for implementation of new functionalities to improve user experience for the product program portal.
 Conduct discussions, raise user stories, perform UAT and deliver implementation of new functionalities within TAT in co-ordination with IT team.
 Prepare presentations for SMT reviews.
 Coordination within internal/external team to close all actionable items.
 Any other risk activity as warranted.

4.  MAJOR CHALLENGES
(Challenges faced on an on-going basis in carrying out the job)
- Ensuring Sign-offs from stakeholders
- Liasing with IT and other teams for implementing functionalities

5. DECISIONS
(Key decisions taken by job holder at his/her end)
- Updates on Product Program Portal
- Ideation to make the portal interactive and user friendly

6.  INTERACTIONS
(Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job)

Internal Clients
Roles you need to interact with inside the organization to enable success in your day to day work 
Portfolio Risk Managers, Information Technology (IT), Portfolio Business heads, Chief Risk Officer, Risk Analytics Head.

External Clients
Roles you might need to interact with outside the organization to enable success in your day to day work 
NA

7.  DIMENSIONS
(Key numerical data which will reflect the scope and scale of activities concerning this job)

Financial Dimensions
(These should be quantifiable numerical amounts)
NA

Other Dimensions
(Significant volume dimensions associated with the job)
 Individual contributorRequired Qualifications and Experience
SKILLS AND KNOWLEDGE
(Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent)

Educational Qualifications

• Qualifications
CA/MBA Finance / Postgraduate with 1-5 years in Finance/Regulation/Compliance
Work Experience

• Experience in Risk assessment / operations function of lending business.

• Deep understanding of Data, loss calculation, business planning etc

• 4-5 years of overall experience.

• Should have experience in handling inter department projects.

• Excellent Communication and Interpersonal Skills.

• Experience in data analysis and report drafting.

• Excellent Excel & Power Point proficiency, MS-Office

• Positive attitude and team player.

• Experience of establishing and maintaining relationships with business units / managers for managing day-to-day business.

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