Business Analyst – Payment Gateway

4 days ago


Rajarhat West Bengal, India Accosis Full time ₹ 9,00,000 - ₹ 12,00,000 per year

We are looking for a Business Analyst with strong expertise in Payment Gateway / Digital Payments to bridge business, product, and technology teams. You'll define requirements, streamline payment workflows, and ensure regulatory compliance while working with banks, card networks, UPI, and payout systems.

Responsibilities

  • Gather and translate business requirements into functional specs & user stories.
  • Design and document end-to-end payment workflows (authorization, capture, refunds, settlements, chargebacks).
  • Analyze and configure TDR/MDR/MSF fee models.
  • Collaborate with tech teams on API/SDK integrations for UPI, Cards, NetBanking, Wallets, and Payouts.
  • Work with Risk, Compliance, and Finance to ensure RBI & PCI DSS compliance.

Requirements

  • 3–7 years' BA experience in Payments, FinTech, or Banking.
  • Strong understanding of payment gateway operations, merchant acquiring, UPI, and card processing.
  • Familiar with settlement, reconciliation, TDR, refunds, and disputes.
  • Excellent communication, documentation, and stakeholder management skills.
  • Bonus: SQL/data analysis, knowledge of ISO 8583 & payment APIs, experience with Jira/Confluence.


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