Senior Auditor

1 day ago


Mumbai, Maharashtra, India YES BANK Full time

Reporting to

Objective

Primarily responsible for Credit audits of Mid corporate/Working capital Business and provide support to audits of all other Business / Functions.

Responsibilities

  • Lead/ Oversee audits of the Credit function. Credit audits will cover customers across Wholesale/Retail working capital Banking segments. Such audits will cover both pre and post disbursement policies & procedures.
  • Plan, design and implement risk based audit plans to ensure safety and soundness of the Bank.
  • Oversee Concurrent Audit Process .
  • Ensure completion of assigned audits and documentation of work papers on time.
  • Track status of issues reported.
  • Assist in keeping relevant processes benchmarked to Best Practices and peer banks.
  • Assist in keeping Audit Procedure Manual and checklists updated.
  • Devise audit checklists for use of internal/concurrent Auditors and test processes/procedures to foresee pitfall and bottlenecks and ensure these are audited/resolved.
  • To provide suggestions for improvement to existing process / systems to line management

Qualification, Background and competencies

  • Chartered Accountant/MBA(Finance)
  • Expert knowledge of Credit Policies & Procedures covering both pre & post disbursement aspects
  • Expert knowledge of bank audit procedures.
  • Hands on experience of Credit audit/underwriting of approximately 1-8 years at operational .
  • Possess sound product knowledge of all other areas of banking including regulatory requirements.
  • Should be a clear thinker and excellent communicator.

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