Product Owner

Requisition Number: 43022

Job Location: Bangalore, IND

Work Type: Office Working

Employment Type: Permanent

Posting Start Date: 24/11/2025

Posting End Date: 25/11/2025

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Job Summary

Key Roles and Responsibilities

• Deliver functional capabilities for Credit Transformation products and initiatives primarily focusing on the credit assessment process
• SME on the RWA calculator, which is used for RWA, RoRWA and EL calculation. Understanding regulatory requirements and business requirements to manage the change in the calculator
• Draft and refine user stories, including detailed acceptance criteria
• Consult with the Chief/Cluster/Product Owners and SMEs to prioritise and shape the product backlog, using Agile best practices for prioritisation around business value
• Excellent documentation skills, ability to convey complex information with objectivity and brevity
• Participate in and facilitate relevant scrum ceremonies such as backlog refinement, sprint planning, review, and retrospective sessions
• Support build and test activities
• Assist in implementation / rollout including UAT, user trainings, UVT and post go-live support.
• Proactively support Agile practices and foster a culture of continuous service improvement
• Drive continuous improvements on processes and user experience using a data driven, structured approach

Key Stakeholders

• All business and Credit stakeholders that are impacted or involved in the Credit Lifecycle
• Credit Transformation team
• TTO
• Client Coverage COO
• Credit Process Owners
• Credit Policy

Key Responsibilities

Strategy

Vision of the future state embarking the transformation journey.

Business

Credit Transformation

Processes

Agile Methodology

People & Talent

Detailed in

Risk Management

Part of

Governance

Part of

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• All business and Credit stakeholders that are impacted or involved in the Credit Lifecycle
• Credit Transformation team
• TTO
• Client Coverage COO
• Credit Process Owners
• Credit Policy

Qualifications

Knowledge and Skills

• 15-18 years of work experience in Credit and Credit Transformation activities.
• Understand key components of RWA calculator and workings
• Knowledge and experience in credit processes and policies is preferred.
• Experience with Agile methodology, writing user stories, prioritizing backlog, etc. is essential.
• Experience in managing project documentation such as user stories and test scenarios using collaboration tools
• Good strategic thinking in identifying solutions and selecting the best combination of practices
• Demonstrated ability to work effectively independently and as part of a team, including taking initiative, providing regular updates on your work, seeking, and providing support as required
• Discover latent customer/user needs by thinking out of the box by challenging requirements and differentiating what is needed from what is wanted
• Strong problem-solving and planning abilities, high improvement focus, and ability to work in a fast-paced environment
• Proven ability to perform under a high pressure and dynamic environment
• Strong communication skills and the ability to engage a wide range of stakeholders

Skills and Experience

• Product Owner
• Stakeholder Management
• Credit Skills

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.