Branch Manager

3 days ago

Jalandhar, Punjab, India ADS247365 Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Job Title: Branch Manager

Location: Jalandhar, Punjab

Experience: 5 to 10 Years (Minimum 2 years in team handling)

Department: Sales & Credit – LAP / PL / BL

Role Overview:

The Branch Manager will lead the branch operations and sales team to drive business growth for
Loan Against Property (LAP)
,
Personal Loan (PL)
, and
Business Loan (BL)
. The role requires strong leadership, credit understanding, and proven experience in open market sourcing and team management.

Key Responsibilities:

  • Drive branch business targets across LAP, PL, and BL products through open market channels and cross-selling initiatives.
  • Develop and implement strategies for customer acquisition and portfolio growth.
  • Recruit, mentor, and manage a high-performing team of sales and operations staff.
  • Ensure strong market presence through DSA, connector, and direct sourcing channels.
  • Maintain portfolio quality by ensuring proper credit assessment and timely collections.
  • Ensure operational efficiency, compliance, and adherence to audit norms.
  • Build and sustain relationships with key customers, partners, and local market influencers.
  • Regularly monitor market trends and competitor activities to identify new business opportunities.

Required Skills & Competencies:

  • In-depth knowledge of
    LAP, PL, and BL
    products and credit processes.
  • Must have strong experience in open market sourcing and business development.
  • Proven leadership and team-handling skills (minimum 2 years of experience in managing teams).
  • Excellent communication, negotiation, and relationship-building abilities.
  • Analytical mindset with understanding of credit and risk parameters.
  • Proficiency in MS Office and CRM applications.

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